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Home » Topics » IMFnews » Regulatory

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CHLA Asks for Delay and Changes to the QM Rule

February 19, 2021
Lisa Burden

Unsettled Still: The Disparate-Impact Question

February 18, 2021
Maria Volkova

But first, some background: In 2015, NAMIC and the American Insurance Association successfully challenged the Department of Housing and Urban Development’s final rule on the use of disparate impact to prove allegations of unlawful discrimination with regards to homeowners’ insurance.


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Forbearance Tally Lowest Since April of Last Year

February 16, 2021
Paul Muolo

MBA cited improvements in Fannie Mae/Freddie Mac and Ginnie Mae loans as the driver behind the better readings.


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FHA/VA Foreclosure and Eviction Moratoriums Extended Once Again

February 16, 2021
Maria Volkova

The new timeline moves the moratorium's expiration from March 30 to June 30...


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Pending Head of HUD Looking to Improve Tribal Lending Program

February 12, 2021
Maria Volkova

Section 184 home loans are specifically allocated to Native Americans who are purchasing property on tribal land trusts.


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Heads Up: CFPB Looking to Hire Attorneys

February 12, 2021
Brandon Ivey

CFPB's acting director said more attorneys are needed to achieve his goal of "vigorous oversight of all applicable federal laws and the fullest utilization of our legal authorities."


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Fannie's Net Worth Tops $25 Billion, with $4.6B in 4Q Income

February 12, 2021
Dennis Hollier

Until the Treasury Department and the Federal Housing Finance Agency amended their preferred stock purchase agreement in January, a $25 billion net worth was the threshold for restarting the net worth sweep of Fannie's quarterly profits.


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With a New Chairman in the Seat, NCUA Proposal on MSRs in Doubt

February 8, 2021
Brandon Ivey

The two major CU trade associations, the Credit Union National Association and the National Association of Federally Insured Credit Unions, and a number of other state-specific industry groups submitted letters in support of the proposal.


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Are Delinquencies Higher Than They Appear?

February 8, 2021
Dennis Hollier

From a market perspective, all those forbearances are cumulative. Fannie Mae and Freddie Mae estimate that one in four of the borrowers who entered into forbearance continued to make their payments...


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About Those QM Rule Changes … Not So Fast, Uejio Suggests

February 5, 2021
Brandon Ivey and Paul Muolo

The new QM standards are set to take effect March 1 with a mandatory compliance date of July 1. Between March 1 and July 1 lenders can use the QM patch or the new standards but after July 1, originators can only use the new standards.


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