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Short Takes: FHFA Looking to Approve FICO Direct / Rate Hike Still Expected / Better’s Share Price Increases

October 1, 2026
Brandon Ivey
FICO launched a direct license program a year ago but adoption has been hindered by lack of approval from FHFA for use by the government-sponsored enterprises.
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Court Dismisses Lawsuit by Former HUD Office of Fair Housing Attorneys

September 29, 2026
Brandon Ivey
The district court sided with the Trump administration, determining that the employees failed to plausibly allege a claim for retaliation under the Fair Housing Act.
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Short Takes: New Leaders at Sagent / Blackstone Back With an Expanded-Credit MBS / Non-QM Lender Offering $3,000 Credit

September 22, 2026
Brandon Ivey
Sridhar Sharma is the new CEO of Sagent, following a nine-month stint in the position by Chris Marshall.
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Senate Committee Advances Johnson’s CFPB Director Nomination

September 18, 2026
Shannon Clark
Brian Johnson could be confirmed in a matter of a few weeks, according to an industry attorney.
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Short Takes: Interest Rates on Mortgages Spike / Pending Home Sales Hold Up in August / Housing Starts Increase / Mike Middleman New CEO of Archwell Capital

September 18, 2026
Brandon Ivey
The average interest rate for a 30-year fixed-rate mortgage increased by 19 basis points this week, to 6.95% as of Thursday, according to Freddie Mac.
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Jones Nominated for FHA Commissioner

September 15, 2026
Brandon Ivey
Earlier in his career, Jones was a staffer in the Senate and he was an associate vice president of government housing finance at the Mortgage Bankers Association from early 2023 through early 2025.
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Short Takes: Lenders Increase Their Conforming Loan Limits / Listings of Homes Outpacing Sales / Greenberg Staying a Little Longer at Two Harbors / Redwood Upsizes Debt Offering

September 11, 2026
Brandon Ivey
CrossCountry Mortgage and Rocket Mortgage raised the loan limit they'll accept for conforming mortgages by 1.5% ahead of an anticipated increase in conforming loan limits in the new year.
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Short Takes: Number of Homes for Sale Up to 2020 Level / Ginnie MSRs on Offer / MCT Hires Piercy / AngelAi Receives $100 Million Investment

September 9, 2026
Brandon Ivey
Some 1.5 million homes were listed for sale as of the end of August.
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HUD Office Reorganization Plan Withdrawn After Brief Publication

September 8, 2026
Brandon Ivey
The effort aims to “address crucial workplace and mission needs by eliminating redundancies, streamlining and increasing flexibility in work processes and consolidating administrative functions.”
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Employee Morale Takes Hit at Fannie Mae Following Layoffs

September 8, 2026
Dennis Hollier
The firing of 10 senior executives at the government-sponsored enterprise in August rattled leaders and staffers.
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