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Home » Topics » IMFnews » Originations

Originations
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The GSE Capital Rule is Here. Higher Rates Ahead?

November 19, 2020
Paul Muolo
The thirst for more capital at the government-sponsored enterprises could lead to higher rates and fees. Or maybe not …
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Banks and Nonbanks: The Equality Fight

November 19, 2020

Caliber hopes to go public one of these days, while Freedom presently has no desire to test the IPO waters.


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The Final Word: FHFA Mandates 4% Tier I Capital for the GSEs

November 19, 2020
Paul Muolo and Dennis Hollier

In a 12-page fact sheet on the announcement, the regulator notes the final rule is “similar in key respects to the proposed rule, with certain enhancements and other changes made in response to comments.”


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A 3Q Stampede Into Conventional-Conforming

November 18, 2020
John Bancroft

The estimated $822 billion of conventional-conforming lending set a quarterly record and represented 72.1% of the huge third-quarter wave of mortgage originations.


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Social Media Endorsements and RESPA? It’s Complicated

November 18, 2020
Yemeng Yang

Attorney Jan Keas: “I think a logical question you always want to ask about social media activity is why are you doing what you are doing..."


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On the Rise Once Again: Ginnie Mae Buyouts

November 18, 2020
Paul Muolo

The list of nonbanks involved in Ginnie buyouts is beginning to grow...


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Impac CEO: GSE Loans (Currently) Offer Strong Margins, Better Than Non-QMs

November 18, 2020
Brandon Ivey

George Mangiaracina: “Without getting into specifics ... margins are 50% better in GSE than they are non-QM.”


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FHFA Slashes Multifamily Caps for 2021

November 17, 2020

The Warehouse Gravy Train Continues Unabated in 3Q20

November 17, 2020
Paul Muolo

When nonbanks thrive that can only mean good things for warehouse providers...


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Provident Generating Strong Earnings, Fitch Reveals

November 17, 2020
Brandon Ivey

Fitch also revealed that Provident received a $20 million equity infusion from an affiliated entity in March. Craig Pica, Provident’s CEO, and members of his family, own a majority stake in the lender.


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