This year, mortgage bankers were making too much money and pushed aside the thought of selling. Next year might be a different story...

In addition, the language includes a 365-day requirement, which essentially extends the short-term cash flow analysis.

Mortgages from 51 different originators are included in the deal, led by PrimeLending with a 19.9% share...

Call-report data analyzed by Inside Mortgage Finance show that banks, thrifts and credit unions housed $371.4 billion of HELOCs on their balance sheets, down 3.1% from the second quarter.

The Micro Mortgage allows DTI ratios up to 50% and LTV ratios as high as 105%. Still, the interest rate on the loan has prompted limited demand...

Roughly 33% said profits will remain the same while 48% expect earnings to decrease...

PlainsCapital plans to retain $30 million to $50 million of mortgages per month...

The nonbank is also working on an IPO...

Nine months through the year, IO production is up 60.0% compared to the same span in 2019...

Close to 40% of loans in the MBS have been in forbearance, but with many returning to current status.