At the direction of the Federal Housing Finance Agency, Fannie and Freddie tweaked their efforts to address equity issues for minority homebuyers and renters.

ChatGPT and similar artificial intelligence offerings can be used to improve efficiencies at mortgage companies.

Bank failures helped to drive down interest rates on mortgages in March, which led to an increase in rate locks.

Originations of mortgages that banks intend to sell decreased more quickly than loan sales by banks in the fourth quarter of 2022.

New credit scoring models will be fully implemented by the GSEs near the end of 2025, according to FHFA.

Lower interest rates weren't enough to keep loan applications increasing.

Both originations and servicing were a lot less profitable in the fourth quarter of 2022.

Chase is "hanging on" and hoping for change in the mortgage market, according to Jamie Dimon.

The Federal Home Loan Banks could help support nonbank mortgage companies by funding the warehouse lenders that fund nonbanks.

ARMs accounted for 11.5% of originations in 2022 compared to a share of 6.0% the year before...