First Republic is altering its originate-to-hold strategy as deposits shrink.

Industry stakeholders believe the new upfront fee changes are unworkable and penalize more qualified borrowers.

However, a Goldman strategist said residential lending should avoid the pain that will be more pronounced in other sectors.

A larger portion of GSE-eligible mortgages didn't make it into MBS in 2022.

The lender expects that margins will improve somewhat later this year.

A modest recession is likely in the second half of 2023, according to economists at Fannie Mae.

The private MI share of purchase mortgages with primary mortgage insurance hit 48.4% in the first quarter of 2023.

The rulemaking process will help make current policy more durable, reducing the likelihood future administrations reverse existing fair housing regulation.

Interest rate trends and industry consolidation are tailwinds for big players in the non-QM market.

Montana will become the latest state to codify the authorization for remote work for mortgage company employees, effective July 1.