The final rule, which has been in the making for months, looks drastically different than the proposal first announced in December.

Anxious consumers were checking their credit reports often during the pandemic, affecting the tally...

In the first quarter of 2021, expanded-credit mortgages accounted for 0.7% of total first-lien production compared to 2.2% for all of 2019.

The origination slowdown is finally here, but for now it's not so bad...

The Fannie Mae/Freddie Mac portfolio is collateralized by 30- and 15-year product, with weighted average coupons of 3.19% and 2.80%...

A&D's MBS is stocked with new production while PIMCO is tapping mortgages originated by Citadel Servicing Corp. nearly four years ago.

The switch to the new standards created some complications for single-closing construction-to-permanent loans and other products...

With mortgage rates climbing for most of the year, a pullback in refinance activity was expected.

Acting Director Uejio: "For example, women- and minority-owned small businesses faced more severe economic consequences than their White counterparts, and Black and Hispanic homeowners were less likely to receive mortgage relief and forbearance.”

Most expanded-credit deals issued this year have been stocked with pre-pandemic loans...