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Happy Days are Here Again: Rates Fall, Applications Rise

April 21, 2021
Paul Muolo

The tide has turned on new loan applications, at least for now...


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State Regulators Scaling Back Proposed Standards for Large Nonbank Servicers

April 21, 2021
Brandon Ivey

CSBS plans to reduce the subjectivity in standards for large nonbank servicers or potentially drop the standards altogether.


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Agency Delinquency Rates Decline Sharply in 1Q21

April 20, 2021
John Bancroft

The combined overall delinquency rate for Fannie and Freddie dropped to 2.57% at the end of March...


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Ginnie Servicer Buyouts for Loss Mitigation/Foreclosure Jump 58% in 1Q21

April 20, 2021
John Bancroft

The game is on: Ginnie Mae buyouts for loss mitigation/foreclosure purposes spiked in 1Q21 to $9.7 billion...


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Mortgage Back-Office Workers Cease Huge Salary Demands?

April 20, 2021
Paul Muolo

One headhunter, requesting anonymity, said experienced underwriters are no longer commanding salaries approaching $120,000 per year, though some aren't afraid to ask...


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CFPB: Tenants Must Be Provided with Written Notice of Rights Under Eviction Moratorium

April 20, 2021
Lisa Burden

The rule “puts some real teeth behind the CDC’s COVID eviction moratorium,” according to Adam Levitin, a Georgetown Law School professor. He added that “some jurisdictions seem to be taking the CDC moratorium as merely advisory, rather than as binding law.”


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It’s Official: Genworth MI Files an S-1. Parent Will Get All of the Proceeds

April 20, 2021
Paul Muolo

Genworth Mortgage: "Following this offering, we will be a 'controlled company' within the meaning of the NASDAQ rules as our parent will continue to own, through GHI, more than a majority of the total voting power of our common stock."


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Fannie/Freddie Flow MSRs Up for Grabs

April 19, 2021
Paul Muolo

More flow auctions are hitting the market...


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Fannie and Freddie Ramp Up RPL Sales

April 19, 2021
Dennis Hollier

Fannie’s RPL activity has consisted entirely of whole-loan sales. Freddie, on the other hand, continues to focus its RPL activities on the securities side of the business.


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MSR Transfer Market Off to Puzzling Start in 1Q21

April 19, 2021
John Bancroft

Amazingly, there were no bulk transfers of Ginnie MSRs. None.


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Latest Imf News

  • Pennymac Top Originator for Non-Agency MBS Issued in 1Q

  • UWM Increases Bid for Two Harbors Again

  • Low Downpayment Borrowers Struggle to Compete

  • Voters Want More Housing Legislation Passed

More Imf News

Featured Data

  • Mixed Trends for Largest Ginnie Servicers in 1Q

  • Investment-Property Loans Drive Up ECM MBS Issuance

  • Mixed Trends for Mortgage Originations in 1Q

  • Mortgage Complaints Filed With the CFPB Surge in 1Q

More Featured Data

Featured Reports

  • IMF HMDA Dashboard: 2025

  • 2026 Mortgage Market Statistical Annual (PDF)

  • Mortgage Servicing Rights Report: 4Q25 (PDF)

  • Agency Seller-Issuer Profile: 4Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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