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Short Takes: Delinquency Rate Continues Downward Trend / Forbearances Up Slightly / Interest Rates Remain Flat / Blend Labs Posts Profit for 2Q21

August 20, 2021
Lisa Burden
Delinquencies have improved in 12 of the last 14 months, but there are one million more borrowers 90+ days late than at the beginning of the pandemic.
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Non-Agency Lending Jumps in 2Q, Agency Production Declines

August 19, 2021
John Bancroft
Production of jumbos and expanded-credit mortgages spiked while agency lending deflated.
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Thompson Pushes More Ambitious Housing Goals for GSEs

August 19, 2021
Dennis Hollier
New housing goals expected to improve equity in the GSEs' affordable housing programs.
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Golden State Mortgage Servicers Provide Best Practices for Avoiding Gripes

August 19, 2021
Lisa Burden
The regulator for the California mortgage industry has released an annual report that includes best practices by originators and lenders who have a low level of consumer complaints.
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Mr. Cooper Wants Courts to Toss Unauthorized Withdrawal Lawsuits

August 19, 2021
Lisa Burden
Mr. Cooper is facing legal challenges to this spring's series of unauthorized withdrawals that it says was caused by a systems test made by its electronic payments vendor.
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CFPB Looking for Ways to Reduce Post-Pandemic Affordable Housing Challenges

August 19, 2021
Lisa Burden
The bureau wants to provide help to renters, homeowners and landlords facing post-pandemic affordable housing challenges.
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GSE CRT Issuance Slows in Second Quarter

August 18, 2021
John Bancroft
Freddie's issuance fell by more than 50% from the first quarter and Fannie remained inactive.
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Firms Fighting CFPB See Hope in Collins Ruling

August 18, 2021
Lisa Burden
Due to the similarities between the structures of the FHFA and the CFPB, some firms facing enforcement actions from the CFPB are hoping to have courts invalidate the actions.
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FHFA Warns of Risks from Agency Commercial MBS

August 18, 2021
Dennis Hollier
The new advisory bulletin indicates that FHFA wasn’t persuaded by many of Fannie Mae's arguments on a draft of the bulletin issued in July.
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Annaly Expands Non-Agency Acquisitions with Launch of Conduit

August 18, 2021
Brandon Ivey
Previously, Annaly was predominantly sourcing non-QMs from aggregators rather than directly from lenders.
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Latest Imf News

  • Refis Drive Up Originations in Fourth Quarter

  • Pennymac’s Earnings Decline in 4Q With Competition for Refis

  • State Regulators Oppose OCC’s Proposal on Preemption

  • FHFA Adjusts Cap on GSEs’ Investment Portfolios

More Imf News

Featured Data

  • Ginnie Refi Issuance in 4Q Surges Closer to Pandemic Levels

  • Non-Agency MBS Issuance Jumps 61% in 2025

  • ABS Issuance Hits Record in 2025 Despite Late Decline

  • Private MI Business Stronger Than FHA in 4Q

More Featured Data

Featured Reports

  • IMF HMDA Dashboard: 2024

  • Top Mortgage Players: 3Q25 (PDF)

  • Lender Profiles 3Q25: Top 25 (PDF subscription)

  • Agency Channel Analysis: 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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