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Channel Shift Helped Expand Credit Box for FHA Loans

November 9, 2023
Brandon Ivey
The average credit scores for new originations of FHA mortgages declined somewhat after BofA and JPMorgan Chase ceased correspondent aggregation in the market.
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GSE Mortgage Holdings Decline in 3Q

November 9, 2023
Dennis Hollier
Fannie Mae's portfolio has only been smaller once since the financial crisis.
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Short Takes: NAR Launches Flood Disclosure Tracker / TransUnion: Mortgage Balances Up / Realtor.com Aims to Educate Veterans / All-Cash Purchases on the Rise

November 9, 2023
James Dohnert
NAR says a FEMA proposal to mandate a flood disclosure form is unnecessary and would overly burden states. 
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FHFA Plans Changes for FHLBank System

November 8, 2023
Dennis Hollier
One key element of the review addresses the FHLBanks’ role in the string of regional bank failures last spring.
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Large Nonbanks, Smaller Lenders Driving Jumbo MBS

November 8, 2023
James Dohnert
United Wholesale Mortgage remained the top originator of loans in prime non-agency MBS in the third quarter.
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Earnings Improve at UWM, Aided by MSRs

November 8, 2023
Paul Muolo
UWM transferred $14.7 billion of servicing rights in the third quarter.
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loanDepot Working to Cut More Costs Amid Losses

November 8, 2023
Paul Muolo
The nonbank is working on another round of cost-cutting measures.
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Short Takes: Nonbanks Not in FHFA’s Plans for FHLBanks / Applications Tick Up / New MBS From Verus / Pretium Wins Fannie NPL Auction

November 8, 2023
Brandon Ivey
FHFA left it up to Congress to decide whether nonbanks should be provided access to Federal Home Loan Bank advances.
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Ginnie MBS Issuance Declines in October

November 7, 2023
Brandon Ivey
Both FHA and VA volume in Ginnie MBS issuance declined on a monthly basis in October.
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Earnings Decline for Ocwen, Growth Plans Ensue

November 7, 2023
Paul Muolo
Ocwen management estimates its book value is $58.00 per share.
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Latest Imf News

  • Home Equity Loan Originations Increase by 20% in Second Quarter

  • FHFA IG Blasts Budget Cut, Massive Layoffs Likely

  • GSE MBS Investors Could Penalize Loans With VS4 Scores

  • Fitch Downgrades Wells Fargo’s Servicer Ratings

More Imf News

Featured Data

  • GSE MBS Issuance Increases in August

  • Mortgage-Banking Profits on Production, Servicing Decline in 2Q

  • Banks Shed MBS/ABS From Trading Accounts in 2Q

  • Rocket, Cenlar Subservicing Portfolios Decline

More Featured Data

Featured Reports

  • IMF Mortgage Directory: Full interactive database

  • Mortgage Servicing Rights Report: 2Q26 (PDF)

  • Agency Seller-Issuer Profile: 2Q26 (PDF)

  • Mortgage Profitability Report 2Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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