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FHA, VA Lending Slows Further in First Quarter

May 24, 2023
Monica Hogan
Both purchase-mortgage originations and refis declined at FHA and VA in the first quarter.
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Democrats Nowhere Near Housing Finance Reform

May 24, 2023
Brandon Ivey
Members of Congress on both sides of the aisle compared the conservatorship of the GSEs to that of Britney Spears.
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Non-QM Lenders Looking to Hire

May 24, 2023
James Dohnert
While business is slow in most of the mortgage market, some non-QM lenders are anticipating a busy second half of 2023.
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Proposals to Help Nonbank Ginnie Servicers

May 24, 2023
Paul Muolo
The fear is that if delinquencies rise significantly, nonbanks will have a tough time making the required advances to investors in Ginnie MBS.
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Short Takes: Applications Decline / ABA Calls for GSE Legislation / Second-Lien Securitization / Risky Areas

May 24, 2023
Brandon Ivey
Demand for mortgages declined as interest rates ticked up.
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First Republic Topped Jumbo Lenders Before Demise

May 23, 2023
James Dohnert
For years, Wells Fargo and JPMorgan Chase were the largest originators of jumbo mortgages.
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Thompson: GSE Pricing Grids Were Outdated

May 23, 2023
Brandon Ivey
Thompson was the sole witness at a hearing by the House Financial Services Committee.
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Sharp Differences in FHA, Private MI Business

May 23, 2023
Monica Hogan
There's some competition between FHA and private mortgage insurance companies, though much of their business is focused on different sets of borrowers.
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FHFA Receives Mixed Feedback on MBS Commingle Policy

May 23, 2023
Brandon Ivey
In March, FHFA proposed adjustments to capital requirements for commingled securities held by Fannie Mae and Freddie Mac.
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Short Takes: Freddie Offers Automated Paystub Assessment / ‘Soft’ Credit Pulls From Blend / Non-QM MBS From Ares / Fintech Enters Warehouse Sector

May 23, 2023
Brandon Ivey
The GSE says the addition to its income assessment tool will expand access to credit.
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Latest Imf News

  • Agency Purchase-Mortgage Business Holds Steady in Early 2026

  • Locks for Purchase Mortgages Increase in March

  • Investors Showing Strong Demand for Home Equity Loan Securitizations

  • GSE Policies on Cryptocurrency Unchanged

More Imf News

Featured Data

  • ARM Production Bounces Back in Fourth Quarter

  • Home Equity Loan Originations Decline in Fourth Quarter

  • GSE Seller Buybacks and Unresolved Claims Decline

  • Profits Sag at FHLBanks in Fourth Quarter

More Featured Data

Featured Reports

  • Mortgage Profitability Report 4Q25 (PDF)

  • Agency Channel Analysis: 4Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • IMF HMDA Dashboard: 2024

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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