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Regulators Plan to Change Available-for-Sale Accounting for Big Banks

July 11, 2023
Brandon Ivey
The changes could address some of the issues that prompted bank failures earlier this year.
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Communication Between Nonbanks, Warehouse Lenders Key

July 11, 2023
James Dohnert
If mortgage providers struggle to meet covenant terms, warehouse banks advise early and honest communication before any violations occur.
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Support for FHFA Proposal on GSEs’ Equitable Housing Finance Plans

July 11, 2023
Dennis Hollier
The Federal Housing Finance Agency proposed codifying the new equitable housing finance plans of Fannie Mae and Freddie Mac.
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Short Takes: New Expanded-Credit MBS / Home Price Appreciation Slows / Underwriting Standards Static / Home Equity Startup

July 11, 2023
Brandon Ivey
An affiliate of Lone Star Funds is set to issue an expanded-credit MBS.
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Correspondent Channel Share Grows in FHA/VA Market

July 7, 2023
Monica Hogan
The correspondent channel captured 49.1% of originations in the first quarter, up from a 47.3% share in the previous quarter.
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Higher Interest Rates Squeezing Younger Potential Borrowers

July 7, 2023
Dennis Hollier
When interest rates on mortgages rise, young and middle-income consumers fall away from the mortgage market, according to a working paper from FHFA.
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MISMO Offers Data Standards for Non-Agency MBS

July 7, 2023
James Dohnert
Non-agency MBS participants have been working with an outdated data set.
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Court Rules FHA ‘Face-to-Face’ Rule Not Necessarily Literal

July 7, 2023
Monica Hogan
HUD requires FHA servicers to conduct a “face-to-face” meeting or make a reasonable effort to do so before foreclosing.
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Short Takes: Interest Rates Up / Borrowers Adjusting / Ginnie Adds RHS to LMI Disclosures

July 7, 2023
Brandon Ivey
Interest rates on mortgages reached their highest level of the year (thus far).
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Jumbo Denial Rates Steady as Originations Decline

July 6, 2023
James Dohnert
The denial rate on applications for jumbo mortgages was 11.9% in 2022.
Read More
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Latest Imf News

  • Ginnie Drives Growth in Agency Servicing in First Quarter

  • REIT MBS Investors Took Hits With Volatility in 1Q

  • PIMCO Cites Issues With Trump Admin’s Affordability Efforts

  • Margins Improve on Originations at Fifth Third in 1Q

More Imf News

Featured Data

  • GSE Deliveries Weaken in First Quarter of 2026

  • GSE Lenders Stretch Credit Envelope in First Quarter

  • Bank Sales of Mortgages Rise to 2022 Level at End of 2025

  • Structured Finance Market Keeps Momentum Going

More Featured Data

Featured Reports

  • Mortgage Profitability Report 4Q25 (PDF)

  • Agency Channel Analysis: 4Q25 (PDF)

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

  • IMF Mortgage Directory: Full interactive database

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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