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Short Takes: Recession Coming / Fannie Adjusts Home Price Expectations / Interest Rates Too High

April 21, 2023
Brandon Ivey
A modest recession is likely in the second half of 2023, according to economists at Fannie Mae.
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A Slight Increase in Share for Private MIs in First Quarter

April 20, 2023
Namrata Bhatia
The private MI share of purchase mortgages with primary mortgage insurance hit 48.4% in the first quarter of 2023.
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FHFA to Codify Existing Fair Housing Directives

April 20, 2023
Dennis Hollier
The rulemaking process will help make current policy more durable, reducing the likelihood future administrations reverse existing fair housing regulation.
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Acra, Angel Oak Seeing Positive Developments in Non-QM

April 20, 2023
Paul Muolo
Interest rate trends and industry consolidation are tailwinds for big players in the non-QM market.
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Remote Work for MLOs Extends Beyond Pandemic

April 20, 2023
Monica Hogan
Montana will become the latest state to codify the authorization for remote work for mortgage company employees, effective July 1.
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Short Takes: UWM Working to Reduce Trigger Leads / Chase Brings Jumbo MBS / PIMCO Stocks Older Non-QMs in MBS

April 20, 2023
Brandon Ivey
Brokers working with UWM can now decide when they want to pull the hard credit report...
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Originations Steady at Western Alliance in First Quarter

April 19, 2023
Brandon Ivey
Western Alliance Bank's profits declined in the first quarter after asset sales similar to those that brought down Silicon Valley Bank.
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Expanded-Credit MBS Issuance Ramping Up

April 19, 2023
James Dohnert
Annaly Capital Management, A&D Mortgage and Lone Star Funds started marketing expanded-credit MBS this week.
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GSEs Find Faults in SEC’s Conflict-of-Interest Proposal

April 19, 2023
Dennis Hollier
A proposed rule from the SEC could prohibit CRT issuance by the GSEs after Fannie and Freddie exit conservatorship.
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Short Takes: Applications Decline / Foreclosures Tick Up / LendingOne to Expand Wholesale

April 19, 2023
Brandon Ivey
Mortgage demand declines as interest rates increase...
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Latest Imf News

  • Refi Lending Spikes in 4Q, Purchase Mortgages Slow

  • Delinquencies Climb During Fourth Quarter, Led by FHA

  • GSEs Getting Aggressive With Cash Window Pricing

  • Onity’s Earnings Helped by Release of Tax Valuation Allowance

More Imf News

Featured Data

  • FHA Delinquencies Rise to Pandemic Levels

  • Expanded-Credit MBS Issuance Slows in 4Q

  • New Nonbank Servicing Giant Emerges in Fourth Quarter

  • January Ushers In New Year With Modest Gain in MBS

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 3Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

  • IMF HMDA Dashboard: 2024

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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