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Short Takes: CRA Rule Coming Tuesday / Applications Down / Trends in Non-QM Delinquencies / Closed-End Second Securitization

October 18, 2023
Brandon Ivey
Banking regulators plan to release a final rule Oct. 24 with revisions to standards under the Community Reinvestment Act.
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MSR Sales Increase Amid Consolidation

October 17, 2023
John Bancroft
The third quarter of 2023 ranked as the busiest market for MSR sales since the second quarter of last year, when $327.82 billion of MSR transfers closed.
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FHFA Yields to Industry Criticism on Buyback Requests

October 17, 2023
Dennis Hollier
FHFA will direct the enterprises to treat loans with COVID-19 forbearance like those impacted by a natural disaster. Fannie and Freddie will also do a better job explaining buyback requirements.
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Gordon Dissuades Speculation on Further FHA MIP Cuts

October 17, 2023
Monica Hogan
FHA Commissioner Julia Gordon cautioned attendees at the annual conference of the Mortgage Bankers Association not to expect a further cut to the mortgage insurance premium rate anytime soon.
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Short Takes: FHFA Plans Property Insurance Symposium / Forbearance Activity Dwindles / Record Futures Trading / More Jumbo MBS

October 17, 2023
Brandon Ivey
FHFA's symposium will focus on solutions for rising property insurance premiums.
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Chase, Wells Originations Down Slightly in Third Quarter

October 13, 2023
James Dohnert
Chase and Wells Fargo reported a slight dip in overall mortgage originations in the third quarter of this year.
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Lakeview Tops Agency Servicers in Third Quarter

October 13, 2023
John Bancroft
Growth at Lakeview and Chase Home Finance finally toppled Wells Fargo as the largest agency servicer.
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Trade Groups Call for MBS Moves by the Fed, GSEs

October 13, 2023
Brandon Ivey
The Community Home Lenders of America, Independent Community Bankers of America and National Association of Realtors sent a joint letter to White House officials seeking changes involving mortgage-backed securities.
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Court Rulings Could Alter Clean-Up Call Practices

October 13, 2023
James Dohnert
U.S. Bank, a major trustee in the non-agency MBS market, was looking for guidance from a New York court.
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Short Takes: CFPB and DOJ on Immigration Status / New HEI Securitization / Home Prices Up in Third Quarter

October 13, 2023
Brandon Ivey and James Dohnert
The CFPB and DOJ issued a statement on denials of credit based on an applicant's immigration status.
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Latest Imf News

  • Ginnie Drives Growth in Agency Servicing in First Quarter

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  • Margins Improve on Originations at Fifth Third in 1Q

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Featured Data

  • GSE Deliveries Weaken in First Quarter of 2026

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  • Bank Sales of Mortgages Rise to 2022 Level at End of 2025

  • Structured Finance Market Keeps Momentum Going

More Featured Data

Featured Reports

  • Mortgage Profitability Report 4Q25 (PDF)

  • Agency Channel Analysis: 4Q25 (PDF)

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

  • IMF Mortgage Directory: Full interactive database

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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