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House Panel Passes Measure That Would Override CFPB Rules

July 29, 2013
Thomas Ressler
The House committee again approved legislation taking aim at mortgage rules established by the Consumer Financial Protection Bureau.
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Unidentified Lenders Account For Growing Share of Jumbo MBS

July 29, 2013
Brandon Ivey
Small, unidentified lenders are accounting for an increasing share of contributions to non-agency jumbo mortgage-backed securities.
Read More

Short Takes: Freddie CFO Stresses GSE's 'True Value' / Fortress Fund Seeks MSRs / Whole Loan Purchase / New Policy Advisor at ASF

July 29, 2013
Brandon Ivey
Freddie Mac's CFO said the "true value" provided by the government-sponsored enterprises isn't billions of dollars in profits. Meanwhile, firms continue to pursue mortgage servicing rights.
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Industry Wants Changes to Qualified Mortgage Points-and-Fees Calculation

July 26, 2013
Thomas Ressler
In particular, mortgage industry professionals are focused on third-party-paid charges and seller-paid points in the QM rule.
Read More

FHFA Backs Community-Based Lenders on Mortgages

July 26, 2013
Charles Wisniowski
When it comes to guaranty fees, FHFA has taken "meaningful steps" to level the playing field for community lenders, one agency official testified this week.
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Action on Risk Retention and QRMs Expected in September

July 26, 2013
Brandon Ivey
The Federal Reserve expects to take further action on mortgage risk retention rules in September.
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MSR Asset Mark Ups Average 15 to 20 Percent

July 26, 2013
Paul Muolo
If anything, the second quarter might be remembered as a period in which banks hiked their MSR values significantly.
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What We’re Hearing: Wells to JVs: Drop Dead, After All / Wells on JV Departure: Dodd-Frank Made Us Do It / CFPB LO Bonus Suit Raises Questions / CoreLogic Units Have to Answer to the CFPB / Carrington Unveils Large Loss

July 26, 2013
Wells Fargo blames regulations for ending its mortgage JVs. Meanwhile, how did the CFPB unearth its information on 'up-selling' at Castle & Cook?
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Treasury Toying with Adjustments to Reduce HAMP Re-Defaults

July 25, 2013
Brandon Ivey
At the end of April, the re-default rate on HAMP loan modifications topped 46 percent for restructurings completed in 2009.
Read More

Residential Originations Held Steady in Second Quarter, But Fears Persist

July 25, 2013
John Bancroft
Among the top 20 lenders in the nation, PennyMac and Nationstar had the highest growth rates, according to new figures compiled by Inside Mortgage Finance.
Read More
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Latest Imf News

  • Refi Lending Spikes in 4Q, Purchase Mortgages Slow

  • Delinquencies Climb During Fourth Quarter, Led by FHA

  • GSEs Getting Aggressive With Cash Window Pricing

  • Onity’s Earnings Helped by Release of Tax Valuation Allowance

More Imf News

Featured Data

  • FHA Delinquencies Rise to Pandemic Levels

  • Expanded-Credit MBS Issuance Slows in 4Q

  • New Nonbank Servicing Giant Emerges in Fourth Quarter

  • January Ushers In New Year With Modest Gain in MBS

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 3Q25 (PDF)

  • IMF Mortgage Directory: Full interactive database

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

  • IMF HMDA Dashboard: 2024

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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