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Another Investment Fund Amasses a Stake in PHH Corp.

June 26, 2014
Paul Muolo
Is the stock of PHH Corp. so depressed that it's a screaming "buy"?
Read More

FHA Change Prompts Spike in Bank HAMP Activity in First Quarter

June 26, 2014
Brandon Ivey
The OCC believes that HAMP loans perform better than proprietary mods because the program places an emphasis on reduced monthly payments, debt-to-income ratios and income verification. Servicers also receive incentive payments.
Read More

Lenders Respond to QM 3-Point Fee Cap by Taking Profits From Gain-on-Sale

June 26, 2014
Paul Muolo
“Rather than earning on the front end, they’re increasing margins on the secondary sale," said mortgage analyst Ken Richey.
Read More

Short Takes: FHFA Moving Closer on a Risk-to-Capital Ratio for MI Firms? / Does Sterling Still Love Prospect Mortgage? / Delinquencies Hit a Multi-Year Low / Is the MSR ‘Trade’ Getting Old? / Pete Carroll’s New Director Job

June 26, 2014
Paul Muolo
What does the future hold for the hedge fund-owned Prospect Mortgage?
Read More

Did the NY-DFS Throw a Monkey Wrench Into the Legacy MSR Market?

June 25, 2014
Paul Muolo
The market for large "legacy" MSR deals appears to be ice cold. Then again, last week there were rumors that a $50 billion transaction might be in the works.
Read More

Fannie and Freddie Were Overcharged $158M for Force-Placed Insurance; But Will FHFA Sue?

June 25, 2014
Charles Wisniowski
The FHFA will weigh the merits of taking legal action against vendors, but could take upwards of 12 months to make a final decision.
Read More

States May Act on Capital Requirements for Nonbank Servicers

June 25, 2014
Brandon Ivey
How much capital should nonbank mortgage servicers be required to have? The question is getting louder and louder.
Read More

Will Mortgage REITs Lose a Cheap Source of Funding at the FHLB Window?

June 25, 2014
Paul Muolo
Mortgage REITs found a cheap source of funding in the Federal Home Loan Bank system. But will the FHFA permanently block their access or just restrict it?
Read More

Another Credit Union Offering No-Downpayment Mortgages, No MI Needed

June 25, 2014
Brandon Ivey
Credit unions that originate no downpayment mortgages almost always keep the loans in portfolio.
Read More

Short Takes: Did Ocwen Off-Load Some Servicing to Cenlar? / Wholesalers Capping Broker Compensation at 2.2 Percent? / The Final Squeezing of the HARP Grapes? / A Kinder, Gentler CFPB?

June 25, 2014
Paul Muolo
We talked a handful of wholesalers and were told the figure is much lower – in the range of 2.2 percent to 2.5 percent. Broker-sourced loans account for less than 10 percent of all loans funded today,
Read More
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Latest Imf News

  • Non-Agency MBS Issuance Hits Post-Crisis High in 1Q

  • ECOA Final Rule From CFPB Unchanged Following Proposal

  • AGNC Takes Loss in First Quarter With Agency MBS Volatility

  • NTEU Opposes Rushed Review of CFPB Layoff Plan

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Featured Data

  • GSE Deliveries Weaken in First Quarter of 2026

  • GSE Lenders Stretch Credit Envelope in First Quarter

  • Bank Sales of Mortgages Rise to 2022 Level at End of 2025

  • Structured Finance Market Keeps Momentum Going

More Featured Data

Featured Reports

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

  • Mortgage Profitability Report 4Q25 (PDF)

  • Agency Channel Analysis: 4Q25 (PDF)

  • Mortgage Servicing Rights Report: 4Q25 (PDF)

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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