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Majority of Borrowers Now Using Lenders’ Online Systems as Part of the Application Process

March 20, 2018
Brandon Ivey
“Borrowers continue to move away from applying for loans fully in-person, as they look for a process combining both high-tech and high-touch,” according to Ellie Mae.
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Homes Prices Expected to Continue to Rise; Fitch Warns of Overheating in Previously Sustainable Areas

March 20, 2018
Brandon Ivey
An increasing number of areas moved from “sustainable” home price appreciation to “overheated” in 2017, according to Fitch.
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Short Takes: Working Group for IRS Income-Verification / BlueWater Buys NPLs / Cherry Hill Adds Servicing from RoundPoint / Fidelity to Acquire Stewart

March 20, 2018
Brandon Ivey
The IRS recently formed a working group comprised of industry participants to address problems with the Income Verification Express Service, according to the Mortgage Bankers Association.
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Mortgage Banking Income Hit From Both Sides in 2017

March 16, 2018
John Bancroft
Rising rates bolstered servicing values late in the year, but reduced production results…
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The Next Steps If Housing-Finance Reform Legislation Doesn’t Happen

March 16, 2018
Carisa Chappell
The Urban Institute believes Fannie and Freddie could be wound down within five years and be replaced by new entities with no government backstop…
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Citadel Pulls the Plug on its First Non-QM MBS, Sees Strong Growth Ahead

March 16, 2018
Paul Muolo
Nomura was serving as the lender’s investment banker on the deal…
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Things Might be Slow at Some Shops, but Not at UWM

March 16, 2018
Paul Muolo
UWM’s Mat Ishbia: “Through January and February, we did $5.1 billion with brokers and we expect these numbers to continue to grow…”
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Short Takes: Throwing Cold Water on VantageScore / Weaker Profit Margins, Never a Good Thing / Impac Thinking About Deals? / One is the Loneliest Number / Fannie Mae Looks to Sell More Real Estate

March 16, 2018
Carisa Chappell and Paul Muolo
After reporting a $44.9 million loss for the fourth quarter, Impac’s share price fell to a new 52-week low...
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Investor Demand Sturdy Enough to Absorb Slight Growth in Agency Single-Family MBS

March 16, 2018
John Bancroft
The fastest-growing program continued to be Ginnie Mae MBS, which shot up 8.2 percent for the year…
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Industry Awaits Rep. Hensarling’s GSE Reform Plan (Amid Yawns)

March 16, 2018
Paul Muolo
Hensarling is chairman of the House Financial Services Committee, which means any Fannie Mae/Freddie Mac reform bill must first go through his panel, whether he’s the author or not.
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Latest Imf News

  • Rocket Tops Agency Servicers With Mr. Cooper Acquisition

  • MBA Economist Still Sees Interest Rates Staying Above 6.0%

  • Agency MBS Investors Await Details on GSE Purchases

  • Servicing Valuations Cut Into Banks’ Mortgage Earnings in 4Q

More Imf News

Featured Data

  • Correspondents Gain Market Share in Government Lending

  • Solid 4Q Carries 2025 MBS/ABS to $2 Trillion

  • Agency Refi Market Rises to Three-Year High in 2025

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More Featured Data

Featured Reports

  • Agency Channel Analysis: 3Q25 (PDF)

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  • Mortgage Servicing Rights Report: 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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