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The Final Tally for 2020: VA MI Volume Blows Past FHA

February 26, 2021
John Bancroft

The VA share of new primary MI business jumped from 25.2% in 2019 to 30.9% last year...


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A Portion of GSE Loans Could Shift to Non-Agency Market

February 26, 2021
Brandon Ivey

The amended preferred stock purchase agreement between the FHFA and Treasury includes limitations on acquisitions of mortgages for investment properties, second homes and products with “high risk” characteristics...


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A Mouth-Watering 4Q20 Profit for Rocket – And a ‘Special’ Dividend

February 25, 2021
Paul Muolo

Never in the annals of mortgage banking has one nonbank ever put together a half-year where net profits landed north of $5.25 billion. Note: Quicken’s gain-on-sale margin for 4Q20 was calculated at 441 basis points compared to 578 bps in 3Q20.


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Radian Reports Higher Earnings for 4Q20, Lower NIW

February 25, 2021
Paul Muolo

“The number of primary delinquent loans was 55,537 as of December 31, 2020, compared to 62,737 as of September 30, 2020 and 21,266 as of December 31, 2019,” Radian noted in its earnings report.


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NAR: New Fannie Rules Endanger Resort Area Borrowers

February 25, 2021
Dennis Hollier

New clarifications in Fannie's selling guide may cause some second homes and investment properties to be miscategorized as short-term rentals.


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New Leadership at Non-QM Aggregator Deephaven, Nichols Stays on at Pretium

February 25, 2021
Brandon Ivey

A former Goldman Sachs executive, Nichols is now co-head of Pretium’s residential credit business and executive board chair of Deephaven.


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The Gain-on-Sale Boom is Over. Now What?

February 24, 2021
Paul Muolo

According to Inside Mortgage Finance, some of the GOS declines suffered by individual shops have been steep, to say the least.


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On the Road to Recovery: The Non-QM Market

February 24, 2021
Brandon Ivey

Michael Nierenberg of New Residential Investment Corp. expects non-QM lending to be a bigger part of the firm's business going forward...


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A New Yearly High for the 10-Year; Applications Tumble, LOs Weigh In…

February 24, 2021
Paul Muolo

Of course, just because the 10-year moves that doesn’t mean mortgage rates will follow in lockstep.


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State Regulators Plan Streamlined Exams, Will Finish Standards for Servicers

February 24, 2021
Brandon Ivey

State regulators plan to launch a "one company, one exam" pilot for nonbank mortgage companies and issue standards for servicers...


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Latest Imf News

  • Largest Servicers See Declines in Market Share in 1Q

  • Income Spikes at Rocket in 1Q, Led by Origination Activity

  • Fitch Places ‘Deteriorating’ Outlook on HEL Securitization Sector

  • Carrington to Boost Subservicing Business With Valon Acquisition

More Imf News

Featured Data

  • Mixed Trends for Largest Ginnie Servicers in 1Q

  • Investment-Property Loans Drive Up ECM MBS Issuance

  • Mixed Trends for Mortgage Originations in 1Q

  • Mortgage Complaints Filed With the CFPB Surge in 1Q

More Featured Data

Featured Reports

  • IMF HMDA Dashboard: 2025

  • 2026 Mortgage Market Statistical Annual (PDF)

  • Mortgage Servicing Rights Report: 4Q25 (PDF)

  • Agency Seller-Issuer Profile: 4Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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