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A Different Kind of M&A: Regions Strikes Deal to Buy HIL Firm

June 8, 2021
Paul Muolo
EnerBank — a subsidiary of CMS Energy — has funded $11.6 billion in home improvement projects since 2002 and currently boasts loan balances of $2.8 billion.
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Flagstar Boosting its Prime Non-Agency MBS Issuance

June 8, 2021
Brandon Ivey
The collateral was originated by Flagstar and has seasoned for roughly two months.
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Ginnie Mae Market Sags in May as Refinance Drops Sharply

June 8, 2021
John Bancroft
A slowdown in refinance activity was responsible for the May swoon.
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VA Issues Final COVID-19 Partial Claim Program Rule

June 8, 2021
Maria Volkova
The final rule, which has been in the making for months, looks drastically different than the proposal first announced in December.
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Credit Bureaus Deflect Blame for Surge in Consumer Complaints

June 8, 2021
Lisa Burden
Anxious consumers were checking their credit reports often during the pandemic, affecting the tally...
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Expanded-Credit Production Nearly Flat in 1Q21

June 7, 2021
Brandon Ivey
In the first quarter of 2021, expanded-credit mortgages accounted for 0.7% of total first-lien production compared to 2.2% for all of 2019.
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Second Quarter Lending Shaping Up to Be Good, Not Great

June 7, 2021
Paul Muolo
The origination slowdown is finally here, but for now it's not so bad...
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Bank Selling $5.4 Billion of MSRs Through Phoenix Capital

June 7, 2021
Paul Muolo
The Fannie Mae/Freddie Mac portfolio is collateralized by 30- and 15-year product, with weighted average coupons of 3.19% and 2.80%...
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A&D Mortgage, PIMCO Ready Non-QM MBS Deals

June 7, 2021
Brandon Ivey
A&D's MBS is stocked with new production while PIMCO is tapping mortgages originated by Citadel Servicing Corp. nearly four years ago.
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The GSEs Attempt Clarity on QM Changes

June 4, 2021
Brandon Ivey
The switch to the new standards created some complications for single-closing construction-to-permanent loans and other products...
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Latest Imf News

  • GSEs Release Historical Datasets for FICO 10T

  • Mortgage-Banking Activity Declines in 1Q

  • AI Causes Rise in Litigation for Non-QM Lenders

  • Hometap Hit With New Class-Action Lawsuits

More Imf News

Featured Data

  • Guild, Movement Gain HECM Market Share

  • Correspondents Up Share of Nonconforming Production

  • Non-Agency MBS and GSEs Gain in First Quarter

  • GSE Servicing Share Falling to Pre-Pandemic Levels

More Featured Data

Featured Reports

  • Top Mortgage Players: 1Q26 (PDF)

  • Mortgage Profitability Report 1Q26 (PDF)

  • IMF HMDA Dashboard: 2025

  • 2026 Mortgage Market Statistical Annual (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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