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Annaly Expands Non-Agency Acquisitions with Launch of Conduit

August 18, 2021
Brandon Ivey
Previously, Annaly was predominantly sourcing non-QMs from aggregators rather than directly from lenders.
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Short Takes: Mortgage Applications Decrease / Refis Still Popular / SFA Requires Proof of Vaccination / Lender Rebrands / Correction

August 18, 2021
Brandon Ivey
Refi inquires declined by 5% on a weekly basis while purchase-mortgage applications were off by 1%...
Read More

FHA Lending Up, VA Down in Second Quarter

August 17, 2021
John Bancroft
VA Interest Rate Reduction Refinance Loan volume declined by nearly 40% in the second quarter.
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United Wholesale Planning to Accept Cryptocurrency for Mortgage Payments

August 17, 2021
Brandon Ivey
Some lenders have allowed borrowers to use cryptocurrency to make downpayments or as part of the calculation of a borrower’s assets, but none appear to allow monthly mortgage payments with bitcoin yet.
Read More

Bayview, Morgan Stanley Offer Separate Non-Agency MBS

August 17, 2021
Brandon Ivey
The top contributor to both MBS is CrossCountry Mortgage.
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CFPB Prevails in $51 Million Dispute with Payday Lender

August 17, 2021
Lisa Burden
Integrity Advance and its CEO James Carnes had argued that the CFPB’s order isn’t valid and enforceable.
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Short Takes: Abandonment Rate Up on Forbearance Calls / CFPB is Watching / NYCB Invests in Figure / Sachem’s Income Increases

August 17, 2021
Brandon Ivey
The abandonment rate on calls to servicers jumped to 5.0% from 3.6% the week prior...
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United Wholesale’s Income and Margins Drop Sharply in Second Quarter

August 16, 2021
Brandon Ivey
The wholesale lender's originations increased by 20% compared with the first quarter while income fell 84%.
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Industry Group Criticizes Low Executive Pay at GSEs

August 16, 2021
Dennis Hollier
RFI on pay at the enterprises gets scant attention.
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Short Takes: Moratorium Fights / UWM Stems GOS Tide

August 16, 2021
Dennis Hollier
The CDC's extended eviction moratorium survives another court ruling but trade groups vow to keep fighting.
Read More
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Latest Imf News

  • GSEs Release Historical Datasets for FICO 10T

  • Mortgage-Banking Activity Declines in 1Q

  • AI Causes Rise in Litigation for Non-QM Lenders

  • Hometap Hit With New Class-Action Lawsuits

More Imf News

Featured Data

  • Guild, Movement Gain HECM Market Share

  • Correspondents Up Share of Nonconforming Production

  • Non-Agency MBS and GSEs Gain in First Quarter

  • GSE Servicing Share Falling to Pre-Pandemic Levels

More Featured Data

Featured Reports

  • Top Mortgage Players: 1Q26 (PDF)

  • Mortgage Profitability Report 1Q26 (PDF)

  • IMF HMDA Dashboard: 2025

  • 2026 Mortgage Market Statistical Annual (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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