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The Big Decision: How Large of a Markup on MSRs?

October 22, 2021
Paul Muolo
Soon, the nonbanks will report 3Q results, including their latest MSR valuations...
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FHFA Reaffirms Climate Change Concerns

October 22, 2021
Dennis Hollier
Acting Director Thompson agreed with the conclusion in a new FSOC report that climate change poses an "emerging threat" to the nation's financial stability.
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Short Takes: Goldman Taps Home Point for IPL Collateral / Silvergate’s Warehouse Business / Trading in Digital Assets / BTIG’s Structured Finance Move / The Racial Divide in Homeownership

October 22, 2021
Paul Muolo and Dennis Hollier
One of the most active warehouse providers to non-QM lenders is Silvergate Bank in La Jolla...
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Nonbank's Mortgage Servicing Share Just Shy of 60%

October 21, 2021
John Bancroft
Commercial banks continue to show no love for MSRs, except for JPMorgan Chase...
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Bayview Preps Large Non-Agency MBS With GSE-Eligible IPLs

October 21, 2021
Brandon Ivey
Bayview's $823.2 million issuance will be the second largest non-agency MBS issued this year with GSE-eligible investment-property loans.
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What Animates Fannie’s Actions: ESG, COVID-19 and George Floyd

October 21, 2021
Dennis Hollier
Fannie CEO Frater: “If you think about what we do and how we actually help people, we’re actually more set up to be ESG companies than may other companies that you might think of as ESG companies.”
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An Earnings Drop for Warehouse Bank TCB

October 21, 2021
Paul Muolo
TCB has jettisoned key mortgage assets this year but remains a solid player in warehouse finance...
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Short Takes: Sen. Toomey Wants a Halt to GSE Purchases of Investor Loans / Critical of FHFA and Treasury / $200 Million to Spend on MSRs / Marlin Buying Flow

October 21, 2021
Dennis Hollier and Paul Muolo
Should Fannie and Freddie be in the business of buying mortgages backed by investment properties? One GOP senator from the Keystone state thinks not...
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The GSEs’ Low-Income Refi Programs Get a Boost

October 21, 2021
Dennis Hollier
The Federal Housing Finance Agency expands the GSEs’ low-income refinance programs to include more moderate-income borrowers.
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Non-QM Originator Newfi Agrees to a Sale. Others?

October 21, 2021
Paul Muolo
Originators of non-qualified mortgages are pondering sale offers from yield-hungry investors. Who’s in the driver’s seat? Right now, the originators are.
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Latest Imf News

  • Earnings Improve at UWM in First Quarter

  • Bank Mortgage-Banking Income Ticks Down in 1Q

  • Servicing Income at Pennymac Drops in First Quarter

  • Industry Hopeful About Housing Regulatory Changes

More Imf News

Featured Data

  • Mortgage Complaints Filed With the CFPB Surge in 1Q

  • Depository Servicers End Slide in Servicing Share

  • Bulk Agency MSR Sales Back to Normal in First Quarter

  • Cars, Data Centers Drive 1Q26 ABS Issuance Surge

More Featured Data

Featured Reports

  • 2026 Mortgage Market Statistical Annual (PDF)

  • IMF HMDA Dashboard: 2025

  • Mortgage Servicing Rights Report: 4Q25 (PDF)

  • Agency Seller-Issuer Profile: 4Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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