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Short Takes: Buy Low / Issuing More / Nothing to Like? / Ginnie Mae Subservicers, A Smallish Club

January 4, 2022
Paul Muolo and John Bancroft
Plenty of nonbanks have announced stock buyback programs over the past year...
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2022 Is Here. Time to Shine for Purchase-Money Lenders?

January 3, 2022
Paul Muolo
Squarely in the bullish camp: originators of non-qualified mortgages...
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FDIC Chair Hands In Resignation on New Year’s Eve After Dustup Over Governance

January 3, 2022
Sam Manas
The resignation, effective Feb. 4, will leave the FDIC board composed entirely of Democrats. It follows a highly visible — and unusual — partisan spat among board members.
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Fitch Tops in RMBS Ratings, S&P Leads the Pack in ABS Market

January 3, 2022
John Bancroft
Moody’s Investors Service posted a hefty 47.7% increase in non-agency MBS ratings to $20.87 billion, tops in the market for the third quarter.
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Caution is the Watch Word for Regulatory Risk. A Cut in FHA Premiums?

January 3, 2022
Presently there are two mortgage-related SPACs that are in progress: Better.com (a lender) and Southport Acquisition Corp., the latter of which is looking for plays in the software arena.
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Redfin: Yet Another New Record for Home Sale Prices

December 30, 2021
Monica Hogan
“We see this slowdown as a temporary consequence of the holidays, not as an indication that homebuyer demand is backing off,” said Redfin Deputy Chief economist Taylor Marr.
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The Mortgage Grapevine: More Credit for loanDepot / Signature’s First Warehouse Line? / Little Evidence of Layoffs? / Reductions by Wells / The Biggest Mortgage Stories of 2021

December 30, 2021
Paul Muolo and Brandon Ivey
In mortgage banking, it's not necessarily where you've been, but where you're headed...
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GAO Finds Alternative Data Rarely Used in Mortgage Underwriting

December 30, 2021
Sam Manas
GAO found that between fiscal years 2016 and 2020, a mere 0.07% of mortgages purchased by Fannie Mae and Freddie Mac were made to borrowers without credit scores.
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Fix-and-Flip Lender Buys Ginnie MF Issuer

December 30, 2021
Paul Muolo
Another deal involving a fix-and-flip specialist, but this time the F&F firm is on the buy side...
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A Gain for Wholesale Lending as Retail Suffers

December 30, 2021
John Bancroft
Meanwhile, wholesale lending posted a hefty 46.4% increase in the jumbo market, though it still accounted for just 9.2% of that segment...
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Latest Imf News

  • Seasonal Slump Drives Down Originations in 1Q

  • Bids for Mortgage Servicing Rights Still Exceptionally Strong

  • UWM Proposes New Deal for Two Harbors

  • VantageScore 4.0 Unlikely to Have Major Impact on Agency MBS

More Imf News

Featured Data

  • Depository Servicers End Slide in Servicing Share

  • Bulk Agency MSR Sales Back to Normal in First Quarter

  • Cars, Data Centers Drive 1Q26 ABS Issuance Surge

  • Private MI Share Increases on GSE Purchase-Mortgage Business

More Featured Data

Featured Reports

  • Mortgage Servicing Rights Report: 4Q25 (PDF)

  • 2026 Mortgage Market Statistical Annual (PDF)

  • Agency Seller-Issuer Profile: 4Q25 (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

More Latest Reports

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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