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Trustmark Settles Mortgage Redlining Charges as CFPB Warns About Pitfalls of Tech

October 22, 2021
Paul Muolo
One message: High tech won't protect you from the government's wrath.
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The Big Decision: How Large of a Markup on MSRs?

October 22, 2021
Paul Muolo
Soon, the nonbanks will report 3Q results, including their latest MSR valuations...
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FHFA Reaffirms Climate Change Concerns

October 22, 2021
Dennis Hollier
Acting Director Thompson agreed with the conclusion in a new FSOC report that climate change poses an "emerging threat" to the nation's financial stability.
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Short Takes: Goldman Taps Home Point for IPL Collateral / Silvergate’s Warehouse Business / Trading in Digital Assets / BTIG’s Structured Finance Move / The Racial Divide in Homeownership

October 22, 2021
Paul Muolo and Dennis Hollier
One of the most active warehouse providers to non-QM lenders is Silvergate Bank in La Jolla...
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Nonbank's Mortgage Servicing Share Just Shy of 60%

October 21, 2021
John Bancroft
Commercial banks continue to show no love for MSRs, except for JPMorgan Chase...
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Bayview Preps Large Non-Agency MBS With GSE-Eligible IPLs

October 21, 2021
Brandon Ivey
Bayview's $823.2 million issuance will be the second largest non-agency MBS issued this year with GSE-eligible investment-property loans.
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What Animates Fannie’s Actions: ESG, COVID-19 and George Floyd

October 21, 2021
Dennis Hollier
Fannie CEO Frater: “If you think about what we do and how we actually help people, we’re actually more set up to be ESG companies than may other companies that you might think of as ESG companies.”
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An Earnings Drop for Warehouse Bank TCB

October 21, 2021
Paul Muolo
TCB has jettisoned key mortgage assets this year but remains a solid player in warehouse finance...
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Short Takes: Sen. Toomey Wants a Halt to GSE Purchases of Investor Loans / Critical of FHFA and Treasury / $200 Million to Spend on MSRs / Marlin Buying Flow

October 21, 2021
Dennis Hollier and Paul Muolo
Should Fannie and Freddie be in the business of buying mortgages backed by investment properties? One GOP senator from the Keystone state thinks not...
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The GSEs’ Low-Income Refi Programs Get a Boost

October 21, 2021
Dennis Hollier
The Federal Housing Finance Agency expands the GSEs’ low-income refinance programs to include more moderate-income borrowers.
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Latest Imf News

  • Refis Drive Up Originations in Fourth Quarter

  • Pennymac’s Earnings Decline in 4Q With Competition for Refis

  • State Regulators Oppose OCC’s Proposal on Preemption

  • FHFA Adjusts Cap on GSEs’ Investment Portfolios

More Imf News

Featured Data

  • Ginnie Refi Issuance in 4Q Surges Closer to Pandemic Levels

  • Non-Agency MBS Issuance Jumps 61% in 2025

  • ABS Issuance Hits Record in 2025 Despite Late Decline

  • Private MI Business Stronger Than FHA in 4Q

More Featured Data

Featured Reports

  • IMF HMDA Dashboard: 2024

  • Top Mortgage Players: 3Q25 (PDF)

  • Lender Profiles 3Q25: Top 25 (PDF subscription)

  • Agency Channel Analysis: 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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