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Angel Oak’s REIT Breaks Even in First Quarter

May 4, 2023
James Dohnert
Resuming purchases of newly originated loans and taking part in a January securitization, Angel Oak Mortgage experienced a slight boost to start the year.
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Short Takes: Rate Locks Slow / TD Bank-First Horizon Merger Off / Black Knight’s Margin / Annaly Stocks GSE IPLs in Non-Agency MBS

May 4, 2023
Brandon Ivey
Locks for both purchase mortgages and refinances declined.
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Freddie Earnings Remain Stable in First Quarter

May 3, 2023
Dennis Hollier
Freddie's profitability remains a tale of loan loss reserves, with net income rising and falling according to the size of the provision for losses.
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MSR Transfers Cool Off in First Quarter

May 3, 2023
John Bancroft
Transfers of agency mortgage servicing rights in the first quarter of 2023 dropped 50.1% compared with the previous quarter.
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California Privacy Law Increased Costs for Mortgage Borrowers

May 3, 2023
Sam Manas
Academic researchers used data from the Home Mortgage Disclosure Act to examine the impact of the implementation of the California Consumer Privacy Act.
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Short Takes: Purchase-Mortgage Applications Down / Planet Looking for Retail Shops / FoA Turns to Ocwen / New MBS from Velocity

May 3, 2023
Brandon Ivey
Applications for refinances increased by 1.0% last week and applications for purchase mortgages declined by 1.0%.
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A Nice Profit Rebound for Fannie. Big Reason: Lower Credit Loss Provisions

May 2, 2023
Dennis Hollier
Fannie's secret sauce in 1Q: dramatically lower provisions for credit losses...
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Up for Grabs: $37 Billion of Mostly Non-Agency MSRs

May 2, 2023
Paul Muolo
The offering circular notes, “The seller will be providing customary representations and warranties.”
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CFPB Finds PACE Loans Prompt Increase in Mortgage Delinquencies

May 2, 2023
Brandon Ivey
The regulator issued a proposed rule to set ability-to-repay standards for PACE loans.
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Ginnie Early Buyouts Limited in First Quarter

May 2, 2023
Brandon Ivey
With interest rates elevated, there's little incentive for servicers to exercise early buyouts.
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Latest Imf News

  • Correspondents Increase Share of Nonconforming Production

  • Two Harbors to Move Forward With Merger Vote

  • Succession Plan for FHA Commissioner Unclear

  • Refi Opportunities Available Despite Rate Uncertainty

More Imf News

Featured Data

  • Ginnie Issuance Down in May as Refis Slump

  • Jumbo Servicing Volume Bumps Higher in 1Q

  • Non-Agency Jumbo Lending Drops in First Quarter

  • REITs Boost MBS Holdings, AGNC Rises to Top Investor

More Featured Data

Featured Reports

  • GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

  • Agency Channel Analysis: 1Q26 (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

  • IMF HMDA Dashboard: 2025

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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