Since the passage of the Equal Credit Opportunity Act and the Fair Housing Act, financial services providers have tried to “achieve fairness through blindness,” according to Kareem Saleh, CEO of disparity-analysis firm FairPlay.

Kroll Bond Rating Agency doesn't expect to take actions on outstanding non-agency MBS and CRT issuance tied to failed banks or regional banks experiencing volatility.

Home prices increased by 1.0% on a sequential basis in the first quarter of 2023.

The Federal Deposit Insurance Corp. said that in 2022 supervisory exams it observed both illegal mortgage referrals and redlining.

The new rule changes the definition of "colonia" and "rural area" to ensure more of these impoverished, predominantly Latino communities are covered under the regulation.

Secondary market analysts speaking on a dv01 panel said that as unemployment increases, borrowers with lower credit scores will see drops in performance. In auto, inflation has reduced access to credit for lower-income borrowers.

Combined MBS issuance at Fannie Mae, Freddie Mac and Ginnie Mae was down 21.2% from the fourth quarter and off 66.9% from the first three months of 2022.

The revived program means United Wholesale Mortgage will eat 2% of the home price (up to $4,000) in the form of downpayment assistance.

Republican Sen. Tim Scott begins his presidential campaign by making a housing policy statement.

The FTC filed a motion for a temporary restraining order and a preliminary injunction to halt the proposed acquisition of Black Knight by Intercontinental Exchange.