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Mortgage Demand Shifting Amid Elevated Interest Rates

August 16, 2023
Brandon Ivey
The strong economy looks like a mixed blessing for mortgage lenders.
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Ginnie Working to Accept Smaller Lenders

August 16, 2023
Monica Hogan
Many smaller lenders can’t access the Ginnie platform because its eligibility standards require issuers to have “huge volumes,” Ginnie President Alanna McCargo noted.
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Mortgage Lenders Support CFPB Proposal on ATR for PACE Loans

August 16, 2023
Namrata Bhatia
There's disagreement between mortgage lenders and PACE lenders on the need for ATR standards.
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Short Takes: CFPB Plots Rule on Data Brokers / An AI Guarantee / Compliance Investment by Accounting Firm

August 16, 2023
Brandon Ivey
The CFPB plans to issue a proposed rule expanding requirements for data brokers in 2024.
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Ginnie Issuance Slows in July on FHA Activity

August 15, 2023
Monica Hogan
FHA securitization volume declined 5.2%, while issuance tied to VA loans inched up by 1.2% from June to July.
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Jury Awards GSE Shareholders $612 million

August 15, 2023
Dennis Hollier
A jury found that the Federal Housing Finance Agency violated its duty as conservator of the GSEs when it agreed to the net worth sweep in 2012.
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UBS Settles with DOJ on Pre-2008 Claims

August 15, 2023
Brandon Ivey
The DOJ alleged that UBS misled investors in 40 non-agency MBS, violating the Financial Institutions Reform, Recovery and Enforcement Act.
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Banks Pull Back on Mortgage Lending, Pinching Profits

August 15, 2023
James Dohnert
While curtailing lending can help banks conserve capital, Moody’s Investors Service warned that the strategy could backfire.
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Short Takes: New-Home Loan Applications Level Off / New REIT for Roc / Another Pivot for Altisource Asset Management?

August 15, 2023
Brandon Ivey
Altisource Asset Management shifted in recent years from asset management to aggregating non-agency mortgages. Another shift could be in the works...
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Ginnie Mae Wants to Help Nonbanks Cope With High Interest Rates

August 11, 2023
Monica Hogan
Ginnie President says nonbank liquidity problems due to high interest rates are "the biggest challenge of our time."
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Latest Imf News

  • Jumbo Mortgages Gaining Share in Originations

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  • Non-Agency MBS Investors Showing Insatiable Demand

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More Imf News

Featured Data

  • Agency MBS Issuance Down in May as Refinance Falters

  • Correspondent Share Slips in First Quarter of 2026

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  • Banks’ Mortgage Holdings Inch Down in First Quarter

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Featured Reports

  • Agency Channel Analysis: 1Q26 (PDF)

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  • 2026 Mortgage Market Statistical Annual (PDF)

More Latest Reports

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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