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Correspondent Channel Gains Share in Agency Market

February 13, 2024
Andras Malatinszky
The correspondent channel accounted for 37.0% of agency deliveries in the fourth quarter, up from a 34.6% share the previous quarter.
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Federal Regulators Reiterate Standards on Appraisal Bias

February 13, 2024
Brandon Ivey
Federal regulators noted issues examiners look for regarding valuation discrimination and bias.
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Consumer Advocates Caution Banks on CRA Lawsuit

February 13, 2024
Shannon Clark
“If I were a dues-paying member of these trade groups, I might ask for my money back,” said Jesse Van Tol, president and CEO of the National Community Reinvestment Coalition, commenting on bank trade groups challenging revisions to CRA standards.
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Agency-Eligible IPLs, Loans for Second Homes in Non-Agency MBS

February 13, 2024
Brandon Ivey
Issuance of non-agency MBS with GSE-eligible mortgages is picking up with new deals from Citi and Morgan Stanley.
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Short Takes: NewRez Stands Out Among Servicers / CES Securitizations / MBA Warns on Rent Control / Multifamily Property Insurance Symposium

February 13, 2024
Brandon Ivey
NewRez received a "star" rating from Fannie Mae for general servicing, solution delivery and timeline management.
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Agency Sector Gains Share in Fourth Quarter

February 9, 2024
John Bancroft
Agency-eligible production accounted for 87.1% of first-lien originations in the fourth quarter, up from 81.1% a year ago.
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Supreme Court Rules Against USDA in FCRA Decision

February 9, 2024
Monica Hogan
Public Citizen Litigation Group applauded the decision that confirms federal agencies can't escape accountability when they fail to comply with their responsibilities to consumers under the Fair Credit Reporting Act.
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Income Drops at Mr. Cooper in Fourth Quarter

February 9, 2024
Brandon Ivey
The nonbank is set to have a $1.1 trillion portfolio as of the end of March.
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Annaly Brings Non-Agency MBS With Bank-Originated ARMs

February 9, 2024
James Dohnert
ARMs accounted for less than 1% of prime non-agency MBS issuance in 2023.
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Short Takes: Waters Pushes Affordable Housing / Fannie Selling NPLs / Home-Improvement Loan Securitization / CFPB Settles Foreclosure Relief Scam

February 9, 2024
Brandon Ivey
Rep. Maxine Waters, D-CA, reintroduced a package of bills aimed at affordable housing.
Read More
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Latest Imf News

  • Jumbo Mortgages Gaining Share in Originations

  • Annaly Brings Exceptionally Large Expanded-Credit MBS

  • Non-Agency MBS Investors Showing Insatiable Demand

  • Lennar Reducing Incentives for Home Purchases

More Imf News

Featured Data

  • Agency MBS Issuance Down in May as Refinance Falters

  • Correspondent Share Slips in First Quarter of 2026

  • FHA Refis Sole Bright Spot in First-Quarter Originations

  • Banks’ Mortgage Holdings Inch Down in First Quarter

More Featured Data

Featured Reports

  • Agency Channel Analysis: 1Q26 (PDF)

  • Guide to Mortgage Lending to First-Time Homebuyers

  • IMF HMDA Dashboard: 2025

  • 2026 Mortgage Market Statistical Annual (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results
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