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Short Takes: Better Ready to Trade / Rates Up, Applications Down / Banks: Delay the CRA Revamp

August 23, 2023
Brandon Ivey
The BETR stock is set to begin trading Thursday...
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Delinquencies Up at Large Servicers in Second Quarter

August 22, 2023
Brandon Ivey
The total delinquency rate for a group of 30 large servicers hit 3.16% at the end of June, up from 2.99% at the end of March.
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CFPB: No Change in Views on LO Comp Practices

August 22, 2023
Sam Manas
In the report published last month, the CFPB highlighted LO comp issues at lenders that brokered products they did not offer in-house.
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Black Lives Matter Protests Linked With Reduction in Lending Disparities

August 22, 2023
Dennis Hollier
Researchers found that the difference between the interest rates charged to Black borrowers and white borrowers narrowed significantly following BLM protests.
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Visio Ramps Up MBS Issuance With DSCR Loans

August 22, 2023
Brandon Ivey
Visio-Beach Point Mortgage Trust is marketing a $191.6 million non-agency MBS.
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Short Takes: Few Loans in Forbearance / AI Chatbots in Servicing / S&P Downgrades 5 Regional Banks

August 22, 2023
Brandon Ivey
Some 195,000 mortgages were in forbearance as of the end of July, according to the Mortgage Bankers Association.
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Layoffs at Realty/Mortgage Franchiser RE/MAX

August 21, 2023
Paul Muolo
RE/MAX also faces mounting legal bills as various antitrust class action cases are heard this fall and next year...
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Originations Increase Across Mortgage Products in Second Quarter

August 18, 2023
John Bancroft
Mortgage originations increased by 35.7% on a quarterly basis to an estimated $340 billion in the second quarter.
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Freedom to Pay CFPB $1.75 Million for Illegal Referrals

August 18, 2023
Sam Manas
The CFPB reached settlements with Freedom Mortgage Corporation and Realty Connect, a real estate brokerage. The firms will pay a total of around $2 million for various allegations around illegal referrals.
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Servicers, Government Agencies Respond to Maui Wildfires

August 18, 2023
Monica Hogan
According to early estimates by the office of Hawaii Gov. Josh Green, D, on the number of homes in Maui County that might have been impacted, 5,200 mortgages were owned by Freddie Mac, 9,800 by Fannie Mae and 2,400 by Ginnie Mae, including 1,300 FHA mortgages and 927 VA loans.
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Latest Imf News

  • Mortgage-Related Complaints to CFPB Increase in Fourth Quarter

  • Income Increases at AGNC in Fourth Quarter

  • Credit Reporting Industry Supports Tri-Merge

  • GSE-Eligible Loans Flowing Into Non-Agency MBS

More Imf News

Featured Data

  • Rocket/Mr. Cooper Top UWM With GSE Deliveries

  • Lenders Shift GSE Business to Higher Quality in Fourth Quarter

  • Agency Refi Business With MI Spikes in Fourth Quarter

  • RMBS Issuance Ends Banner Year With Modest Decline

More Featured Data

Featured Reports

  • Top Mortgage Players: 3Q25 (PDF)

  • Lender Profiles 3Q25: Top 25 (PDF subscription)

  • Agency Channel Analysis: 3Q25 (PDF)

  • Mortgage Profitability Report 3Q25 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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