A modest decline in FHA endorsements of jumbo loans in the fourth quarter of 2012 could presage further declines this year, following the Department of Housing and Urban Development’s recent proposal to raise the downpayment requirement to 5 percent, from 3.5 percent, for loans above $625,500. The FHA already has raised its jumbo mortgage insurance premiums to 1.55 percent annually and increased the monthly premiums on new, non-jumbo FHA mortgages by 10 basis points. The agency retained the 3.5 percent downpayment for new forward mortgages below $625,500. The increased premiums are ... [2 charts]

The CFPB continues to increase its staff levels by significant numbers with hiring jumping by 26 percent this year.

Retail mortgage lending, in terms of market share, set a new record last year, but those gains may fade.

The five servicers participating in the $25.0 billion national “robo-signing” settlement are well on their way toward meeting their obligations.

The Washington D.C. mortgage market will be fine, even if the "sequester" happens.

FHA late payments are on the rise again.

GSE reform could see the light of day after all - or at least an attempt at it.

Redwood is in the market with a new jumbo deal, this one with loans that have little in the way of seasoning.

PowerLink Settlement, a service provider and appraisal management joint venture controlled by Fidelity National Financial and Homeward Residential, is shutting its doors.

IsZo Capital Management increases stake in Impac Mortgage.