Moody’s said the JPMorgan Mortgage Trust 2013-1 has a weak representations and warranties framework, a restrictive rep and warrant enforcement mechanism and a lack of risk retention by Chase.

When Fannie Mae and Freddie Mac work with counterparties, they have contractual agreements that loans sold to them comply with federal and state laws governing the origination and servicing of mortgage loans.

Even though the Consumer Financial Protection Bureau is an independent agency, that doesn't mean it gets a pass on IG audits.

Holding fixed-rate mortgages in portfolio was considered a dangerous practice for depositories, but no more.

The FHLB's MPF Xtra program – an alternative to the legacy Mortgage Partnership Finance program – saw volumes spike to $6.9 billion in 2012.

A third non-agency, nonprime lender may come into being this year.

As part of the budget, an amendment passed the Senate that would prevent any hike in g-fees for non-housing issues.

Who is Phyllis Caldwell, and why is she being mentioned for the FHFA job?

FHFA's plan for a single MBS platform that would be managed by a new government entity separate from Fannie Mae and Freddie Mac does not mean the agency is contemplating consolidating the two GSEs at this time.

The Mortgage Bankers Association and other industry trade groups are backing bipartisan legislation that would modify the definition of points and fees in the 'ability-to-repay' and QM rules.