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Short Takes: Ginnie to New Issuers: Use it Or Lose It / Suddenly, Wholesalers Everywhere / Fannie Doesn’t Like B&Bs / Motor City No. 3 for HARP Outreach / Ex-JPM Executive Gets Key Job at FHFA

September 24, 2014
Paul Muolo and Charles Wisniowski
Hell hath no fury like an agency whose new issuers are not actually issuing (MBS)...
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FHFA Suggests Leaving Adjustments of G-Fees and Loan Limits to Congress

September 23, 2014
Brandon Ivey
FHFA's Bob Ryan said the GSE regulator has concerns that decreasing loan limits or increasing g-fees would limit access to credit.
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Why the Mortgage ‘Credit Box’ is So Small

September 23, 2014
Thomas Ressler
Originators are constantly looking over their shoulders because loans are being re-underwritten two or three times, once by the aggregator, once by the GSEs...
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After Comstock Acquisition, Guild Wants to Buy More Lenders; An Eventual IPO?

September 23, 2014
Paul Muolo
As the mortgage M&A market chugs along in the coming year, Guild hopes to be a buyer.
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Ginnie Mae Promises Net Worth Rules for All by MBA Annual

September 23, 2014
Paul Muolo
Soon it will be easier to use Ginnie Mae mortgage servicing rights as collateral, or so the agency hopes.
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Good News for Mortgage Lenders: Fewer Cash Buyers in the Market

September 23, 2014
Brandon Ivey
Elevated home prices and a smaller supply of distressed properties have prompted many investors to switch from buying to selling.
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Short Takes: Mortgage Industry Shrinks but Not by Much / Can It Be? Final Risk Retention Rules? / Treasury’s Experiment in Non-Agency MBS / October Non-QM Launch for Ethos / JPM Removed From Virginia Lawsuit

September 23, 2014
Paul Muolo, Brandon Ivey, and Charles Wisniowski
It appears that Ethos Lending will enter the non-QM market come October...
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Why MSR Securitizations Likely Have Hit the Wall

September 23, 2014
Paul Muolo
The concept of MSR-backed securities recently came to the fore again with the news that Stonegate Mortgage, Indianapolis, is contemplating a transaction.
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Mortgage Brokers Originate Slightly Riskier Loans, At Least on Agency Products

September 23, 2014
John Bancroft
Broker originations also had a significantly larger average loan amount, $230,082, than the other channels.
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Center-Right Groups Want Transparency From Treasury on GSE Profit Sweep

September 22, 2014
Charles Wisniowski
In the last quarter, for instance, Fannie and Freddie posted combined net earnings of $5.1 billion – most of which was swept into a Treasury account.
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Latest Imf News

  • UWM Receives Equity Infusion From Oaktree, Suspends Dividend

  • Onity Swings to Loss in 2Q Amid Portfolio Restructuring

  • Zillow Aiming to Be One of the Largest Purchase-Mortgage Lenders

  • Pending Home Sales Decline in July With Rise in Interest Rates

More Imf News

Featured Data

  • Expanded-Credit MBS Issuance Declines in 2Q

  • Top Ginnie Servicers See Modest Growth in 2Q

  • Consumer Debt Drives New ABS to Record High in 2Q

  • Primary MI Volume, Characteristics Stable in Second Quarter

More Featured Data

Featured Reports

  • Guide to Mortgage Lending to First-Time Homebuyers

  • Mortgage Servicing Rights Report: 1Q26 (PDF)

  • Lender Profiles 1Q26: Top 25 (PDF)

  • Mortgage Profitability Report 1Q26 (PDF)

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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