The rise in retail market share likely reflects the fact that smaller lenders, which are more likely to do retail lending exclusively, account for a growing share of GSE business.

Savitt noted that some lenders don’t want to staff up too much “only to have to lay off workers later on.”

The jumbo MBS rated by Fitch since 2010 haven’t experienced any losses.

In addition, 25 percent of all LGBT survey respondents said they plan to purchase real estate in the next three years.

RealtyTrac noted that the peak for cash deals came in February 2011 at 42.2 percent of all transactions.

Is the mortgage IPO market dead? Yes, says consultant Joe Garrett...

An increase in short-term interest rates will have an outsized impact on commercial MBS among structured finance assets, according to Moody’s Investors Service. In a report released last week, the rating service said higher interest rates will be credit negative for existing deal performance and new issuance for commercial MBS and largely neutral for residential MBS and most ABS sectors. As interest rates rise, Moody’s said term default risk on loans backing new issue commercial MBS will increase because the loans’ debt service coverage ratios will be lower than the DSCRs at the time of origination of loans in outstanding deals. “Rates on loans backing new conduit deals will increase, thereby reducing DSCR in relation to a given property’s cash flow,” the rating service said. “New conduit deals are typically backed by loan pools that were originated no more than ...

The report from Potomac Partners bears the good news about FHA...

FBR Capital Markets analysts said the ruling allows the CFPB and the Department of Justice to retain their use of disparate impact under the Equal Credit Opportunity Act...

As the holiday weekend approached, representatives from PIMCO's media department had not returned telephone calls and emails on the matter.