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Agency MBS Production Continued to Gain Momentum in July

August 4, 2016
John Bancroft
The three agencies securitized $43.09 billion of purchase mortgages last month, a 15.3 percent increase from June.
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Servicing Market Skews Further Toward Nonbanks, Midsized Shops in 2Q16; Runoff an Issue for Many

August 3, 2016
John Bancroft
Banks, thrifts and credit unions still accounted for 66.0 percent of the $7.206 trillion in single-family mortgages serviced by the top 50 companies, Inside Mortgage Finance found.
Read More

Why Aren’t There More Subprime Originations? A Lack of Incentives for LOs, Perhaps?

August 3, 2016
Brandon Ivey
Caliber has loosened requirements for its nonprime production, making changes to guidelines every six weeks or so…
Read More

CFPB Has its Say on Foreclosure Prevention, Publishes ‘Guardrails’ for Servicers

August 3, 2016
Thomas Ressler
The principles released Tuesday are separate from and independent of the finalized amendments to the CFPB’s 2013 mortgage servicing rules, which are expected in several weeks.
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Nationstar Whipsawed by MSR Marks, Loses $92 Million in 2Q; Revenue Rises Along with Originations

August 3, 2016
Paul Muolo
The company has been diversifying heavily into subservicing contracts and over the past year has struck outsourcing deals with USAA and Seneca Mortgage Servicing.
Read More

Source of Funds: Top Reason for FHA Unacceptable Findings

August 3, 2016
George Brooks
Specifically, auditors either found undocumented large deposits or deposits that are from unacceptable sources.
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Nation’s Largest Table-Funder UWM Looking at a Record Year for Loan Production

August 3, 2016
Paul Muolo
According to Mat Ishbia of UWM, the loan broker segment is thriving.
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Short Takes: TIAA Buying EverBank? / PE Firms Own a Large Chunk of EverBank / Mr. Market Likes Nationstar Today / Ocwen Pays Down Debt / NovaStar Files for Chapter 11

August 3, 2016
Brandon Ivey and Paul Muolo
At press time Wednesday, the share price of Nationstar was soaring...
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Fed LO Survey: Almost 12 Percent of Lenders Doing GSE Loans Loosened Credit in 2Q16

August 2, 2016
Brandon Ivey
However, for the six other loan types tracked by the Fed, mortgage underwriting standards were largely unchanged…
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Average G-Fee for 2015: 59 BPs. FHFA Chief Tells Industry Agency is Consistently ‘Re-Evaluating’ the Charges

August 2, 2016
Paul Muolo
Compared to 2011, g-fees (which include LLPAs) have increased a whopping 126 percent.
Read More
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Latest Imf News

  • GSE Repurchases on the Rise in 3Q

  • Seasonal Factors Drive Increase in Delinquency Rate

  • CDIA Calls Out Credit Washing for Rise in Credit Reporting Complaints

  • Home Price Growth Slows in November

More Imf News

Featured Data

  • Largest Sellers See GSE Deliveries Wane in November

  • Third-Party Lenders Boost Market Share in Third Quarter

  • Bank Mortgage Repurchases Decline in Third Quarter

  • Mortgage REITs Up Agency MBS, Shed Non-Agency

More Featured Data

Featured Reports

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

  • Mortgage Profitability Report 3Q25 (PDF)

  • Lender Profiles 3Q25: Top 25 (PDF subscription)

  • Agency Channel Analysis: 3Q25 (PDF)

More Latest Reports

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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