The Justice Department and the Consumer Financial Protection Bureau in a recent court filing said the agency’s past enforcement actions can survive even if the U.S. Supreme Court finds its structure unconstitutional.

The CFPB nowadays is less active in addressing fair lending concerns via enforcement actions, particularly in cases relating to disparate impact. The bureau did not initiate or complete a single fair lending enforcement action from October 2018 to March 2019.

The bureau has finalized three policies in order to promote innovation in the financial services industry.

The CFPB issued its first no-action letter under a new policy, which promises regulatory relief under RESPA.

The bureau has denied Bank of America’s petition to set aside a civil investigative demand over possible unauthorized accounts.

The CFPB will continue to publish all previously disclosed fields in its consumer complaint database, but will find ways to provide the information in a more accurate and fair manner.

A recent supervisory highlight report identifies inaccurate annual percentage rate disclosures in reverse mortgage transactions.

The bureau is exploring the use of “Tech Sprints,” a model used in the United Kingdom for collaborative innovation, to promote regulatory compliance innovation.

The CFPB’s review of a fintech company’s lending practice shows that using alternative data could expand credit access and at the same time allow lenders to remain compliant with fair lending laws.