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Home » Topics » Inside the CFPB » Regulation

Regulation
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OMB Expands Oversight of CFPB Rules

April 22, 2019
Yemeng Yang

A new memo from the Office of Management and Budget increases oversight of the CFPB's regulatory activity.


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CHLA Makes a Case for Reducing LO Compensation

April 22, 2019
Yemeng Yang

The Community Home Lenders Association joins other trade groups in calling for more flexibility on the loan originator compensation issue.


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Other News in Brief

April 8, 2019
Senators Seek Data on CFPB Oversight of Student Loan Servicers; House Financial Services Committee Approves Waters’ CFPB Bill; Utah Creates a Regulatory Sandbox for Fintech Firms; CFPB Settles with Online Lead Aggregator.
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Discrimination in Online Housing Ads Red Flagged

April 8, 2019
Recent moves by federal regulators and lawmakers signal increasing scrutiny over online platforms for housing discrimination.
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Expanded HMDA Data Could Lead to More Scrutiny

April 8, 2019
The public release of the significantly expanded loan-level data reported by lenders has sparked fear among industry participants of increased scrutiny from regulators and public interest groups.
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Long-Awaited Debt Collection Rule Expected Soon

April 8, 2019
The CFPB is likely to release its debt collection rule proposal soon, bringing clarity to issues that have been looming in the industry for decades.
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Allow ‘GSE Patch’ to Expire, Says Study

March 25, 2019
The CFPB should let the so-called GSE patch expire in 2021, researchers from two conservative think tanks recommend.
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Other News in Brief

February 25, 2019
CFPB Releases Small Entity Compliance Guide for Payday Rule; CFPB Updates List of Rural and Under-served Counties; CFPB Seeks Assistant Director for the Office of Regulations.
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Should the Industry Expect More Written Guidance?

February 25, 2019
In a rather unusual move, the CFPB earlier this month released written guidance to clarify certain aspects of the integrated mortgage dis-closure rule. This left many industry watchers looking at clues as to whether it signals a change in the agency’s attitude towards written guidance.
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Bill Introduced to Repeal HMDA Partial Exemption

February 25, 2019
Democratic lawmakers recently introduced a bill to both chambers of Congress to repeal the partial exemption granted last year to smaller institutions from certain mortgage reporting requirements.
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