The appraisal requirements required by the Dodd-Frank Act apply to higher-priced mortgages that don’t meet qualified mortgage requirements.

“The CFPB’s treatment of balloon loans was a step in the right direction, and demonstrated recognition of the unique nature of community banking and a different approach to regulating them,” the CSBS says in a new white paper.

Industry trade groups feared a 10 basis point increase in the g-fee from a budget deal.

The changes are part of an extensive overhaul aimed at boosting the rural housing market, increasing the availability of rural home loans and spurring the construction of new homes in rural areas.

Treasury could withhold HAMP incentive payments to CitiMortgage, but noted that after considering all relevant factors, it has chosen not to at this time.

A new report from FHFA confirms what small mortgage firms have long known: they can't catch much of break when it comes to Fannie Mae and Freddie Mac guaranty fees.

Pricing on GSE risk-sharing deals have been attractive, suggesting that each may be scalable to a significant degree.

Guaranty fees are going up next year, but with a new FHFA director set to take over, loan level price adjustments may be altered.

Although there are only a few weeks left in 2013, a few large mortgage servicing deals may get done yet.

The liberal-leaning ACLU thinks troubled mortgagors are getting the shaft from the Federal Housing Finance Agency.