Legal argument: If the FHFA is unconstitutional, then the net worth profit sweep must be…

There’s been a resurgence of MSAs among other settlement service providers…

After federal courts overturned the Consumer Financial Protection Bureau’s aggressive interpretation of the anti-kickback provisions in the Real Estate Settlement Procedures Act, lenders are more confident about forging marketing services agreements, industry experts said.

After a brief hiatus while new management took over, the Consumer Financial Protection Bureau recently has resumed taking enforcement actions. Attorneys said the settlements look similar to those under the prior leadership, but the enforcement strategy is different.

There was no mention of Freddie Mac’s CEO, Don Layton.

A spokesperson told Inside the CFPB the agency’s office of enforcement is now “actively litigating 23 cases.”

At the very least, the MBA wants a timeframe from the regulators…

But the bailout calculations – mandated under the Dodd-Frank Act Stress Tests – were not done by the FHFA.

The revised definition excludes from points and fees any compensation included in the interest rate and for which the consumer was separately charged.

Earlier this year, Treasury Secretary Steven Mnuchin told the Senate Banking Committee he has the authority to restructure Fannie and Freddie without any change in law.