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Home » Topics » Inside FHA/VA Lending » Programs & Policies

Programs & Policies
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Waters Proposes Alternatives to FHA, GSE Forbearance Fees

June 26, 2020
Paul Muolo
HFSC Chair Maxine Waters rebuked FHA and FHFA for policies she said would unfairly penalize those lending to minority borrowers.
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HUD Considering Options to Increase Minority Homeownership

June 26, 2020
Maria Volkova
In a bid to make credit more accessible to minorities, HUD is considering alternative, non-traditional credit scoring methods.
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FHA Finalizing Forbearance Policy for Loans in Progress

May 29, 2020
Paul Muolo
FHA’s policy regarding mortgage insurance coverage for loans in progress isn’t quite ready. Meanwhile, Ginnie Mae’s Pass-Through Assistance Program usage remains low.
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MBA Pushes for Stern FHA, GSE Forbearance Language

May 29, 2020
Paul Muolo
Legislation has been introduced in Congress to force FHA’s hand on forbearance. But will it go anywhere?
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Lying in Wait: FHA’s Forbearance Policy for Loans in Progress

May 15, 2020
Paul Muolo

How to pay for the risk of backing FHA loans in progress where forbearance has been invoked? The industry is still waiting for answers.


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MBA Seeks Clarification on FHA COVID-19 Partial Claim

May 15, 2020
Maria Volkova
The Mortgage Bankers Association has asked FHA to clarify whether those who opt for the emergency partial claim will be disqualified for a HAMP modification in the next 24 months.
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Coming Soon: LLPAs on FHA Loans in Forbearance

May 1, 2020
Paul Muolo
FHA’s pricing grid on COVID-19 loans in forbearance is said to be “at legal” and could see the light of day by the end of next week.
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Ginnie Readies Usage Data on PTAP Liquidity Program

May 1, 2020
Paul Muolo
Ginnie officials have received high marks from the industry for setting up a liquidity facility during the early days of the coronavirus crisis. But how many program applicants have there been? We may find out soon.
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Ginnie Supplies Liquidity by Tweaking Acknowledgement Agreement

April 17, 2020
Paul Muolo
Thanks to a tweak in regulatory language, approved Ginnie Mae servicers can access financing for servicing advances. PennyMac was the first to sign up. Will other nonbanks follow?
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HUD Halts all Foreclosures and Evictions in Response to COVID-19

March 20, 2020
Maria Volkova
The Department of Housing and Urban Development has suspended all foreclosures and evictions of FHA-insured homes for the next 60 days.
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