Excessive risk-based pricing, high private mortgage insurance premiums and lender credit overlays are locking out low-income borrowers and families of color from the conventional mortgage market, pushing them towards FHA as their only option, concludes a new study from the Center for Responsible Lending.

Investors Unite: "We’re in trouble if the secret plan for GSE reform rests on axing the only public official who is actually tuned into reality…”

Freddie Mac had the biggest monthly increase at 22.9 percent…

CFPB Acting Director Mick Mulvaney: “I don’t know why we call it the CFPB; that is not the name of the organization..."

In 1Q18, the top three coissuance sellers of servicing rights were Fairway Independent Mortgage, Finance of America, and Movement Mortgage.

Rep. Waters wants CFPB acting director Mulvaney to turn over documents regarding meetings he's had with the industry...

There was a healthy flow of mortgage servicing rights during the first quarter of 2018, but it’s unclear whether this year will match the prodigious transaction volume recorded in 2017. Transfers of single-family agency servicing rights totaled an estimated $121.76 billion in the first three months of 2018, according to an exclusive Inside Mortgage Trends analysis of mortgage-backed securities data from Fannie Mae, Freddie Mac and Ginnie Mae ... [Includes three data charts]

Warning sign: In February, the percentage of FHA borrowers with DTI ratios above 50 percent rose to 24.6 percent, up from 19.8 percent a year ago.

Don’t look now, but Ginnie Mae MBS outstanding is approaching the $2 trillion mark…

According to the CFPB’s annual report on consumer disputes, the bureau received roughly 37,300 mortgage complaints in 2017...