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Home » Topics » News » Inside FHA/VA Lending

Inside FHA/VA Lending
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VA Refi Denials Decline in 2024 Amid Surge in Applications

May 30, 2025
Emmeline Willey
The denial rate for VA home loan refinances fell sharply between 2023 and 2024, at the same time VA refi applications doubled, according to a new analysis by Inside FHA/VA Lending. (Includes data table.)
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Senate to Weigh Creating Partial Claim Option at VA

May 30, 2025
Emmeline Willey
A bill that would give the Department of Veterans Affairs authority to establish a partial claims program awaits review by the Senate Committee on Veterans’ Affairs, after moving quickly through the House.
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USDA Eyes Guaranteed SFH Loan Subsidies

May 30, 2025
Emmeline Willey
The U.S. Department of Agriculture’s Rural Housing Service is considering subsidizing a portion of its guaranteed home loans.
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UWM Offers FHA/VA ARMs, a Rarity

May 30, 2025
Emmeline Willey
United Wholesale Mortgage is offering 5/1 adjustable-rate mortgage options for FHA and VA loans. Such loans are not common in the government-insured market.
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Around the Industry

May 30, 2025
Emmeline Willey
HUD OIG reports large collections following audit; HUD Counseling Committee to hold virtual meeting on June 12; Ginnie’s Gormley emphasizes close working relationship with FHA officials; MBA survey sees flat FHA application share.
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Bill to Establish VA Partial Claims Moves Forward

May 16, 2025
Emmeline Willey
The House Veterans’ Affairs Committee forwarded a partial claims bill to Congress, but committee members warned that tens of thousands of veteran borrowers are facing foreclosure in the meantime.
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MBA Pushes Regulatory Changes at FHA, VA

May 16, 2025
Emmeline Willey
The Mortgage Bankers Association is seeking rollbacks and revisions of FHA and VA regulations that the trade group sees as burdensome.
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Veterans United Correspondent Sales Weakened in 2024

May 16, 2025
Emmeline Willey
Veterans United Home Loans saw a sharp decline in correspondent sales of government-backed loans in 2024, while volume at Guild Mortgage and Rate surged. (Includes data table.)
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HUD Nominees Echo Trump Admin on FHA Concerns

May 16, 2025
Emmeline Willey
In response to questions from Senate Democrats, nominees for HUD positions expressed views in line with the Trump administration’s restrictions on FHA loans for non-permanent residents.
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FHA Archives Hundreds of Defunct MLs

May 16, 2025
Emmeline Willey
FHA has archived nearly 600 mortgagee letters that it determined had expired or been fully superseded by the current FHA handbook or other policies, to help improve the accuracy of web searches.
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