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Home » Topics » Inside The GSEs » Policies & Programs

Policies & Programs
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OIG: FHFA Not Regulating GSEs to Prudential Standards

October 1, 2021
Dennis Hollier
The FHFA’s inspector general found that the regulator’s supervision of the GSEs is based on policy statements not standards prescribed by Congress.
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Fannie to Rejoin the CRT Market

October 1, 2021
Dennis Hollier
FHFA’s decision to repropose certain provisions in the capital framework of the GSEs lures Fannie back to the CRT fold.
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Thompson Quietly Reshuffles FHFA Leadership Team

September 23, 2021
Dennis Hollier
Thompson puts her stamp on the agency, even while rumors suggest the Biden administration could replace her with a permanent director.
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Thompson, Yellen Pull Parts of ‘Amended’ PSPAs

September 17, 2021
Dennis Hollier
The mortgage industry’s warnings that the restrictions placed on the GSEs would tighten credit availability for less qualified borrowers were not lost on the Biden administration.
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FHFA to ‘Refine’ Parts of GSEs’ Capital Rule

September 17, 2021
Dennis Hollier
The changes would reduce Fannie’s and Freddie’s capital requirements and increase incentives to issue CRT transactions.
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Freddie Provides Protections for Manufactured Housing Communities

September 17, 2021
Dennis Hollier
Homeowners in manufactured housing communities will no longer have to relocate their house before selling it. Also, the seller will have the right to sublease the pad site to the new owner.
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Biden Administration Includes FHFA in Affordable Housing Plan

September 3, 2021
Dennis Hollier
The agency will allow the GSEs to boost LIHTC investment by $350 million each and expand the sale of REO properties to owner-occupants and nonprofits.
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Saving Manufactured Home Communities from Investors

September 3, 2021
Dennis Hollier
Hedge funds and REITs are buying up the nation’s manufactured home communities, often with support from Fannie and Freddie. But most resident-owned communities can't meet the GSEs' LTV requirements.
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New FHFA Guidelines for GSE Adverse Asset Classifications

September 3, 2021
Dennis Hollier
A new advisory bulletin describes when assets should be categorized as “substandard,” “doubtful,” or “loss.”
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Understanding the Affordable Housing Goals for the GSEs

September 3, 2021
Dennis Hollier
New area-based subgoals for minority and low-income census tracts are aimed at reducing the likelihood that GSE loan purchases inadvertently promote gentrification.
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