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Policies & Programs
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Freddie Automates Key Underwriting Criteria

June 3, 2022
Dennis Hollier
Freddie’s asset and income modeler, which became available nationwide this week, will short-circuit the 10-day verification of employment process for borrowers who opt in.
Read More

Fannie Updates Construction Loan Guidelines

June 3, 2022
Dennis Hollier
The GSE eases rules on construction loans.
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GSEs Playing a Big Role in Biden’s Housing Supply Plan

May 20, 2022
Dennis Hollier
The White House action plan for increasing the supply of affordable housing largely piggybacks on the duty-to-serve plans of Fannie Mae and Freddie Mac.
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Mark Calabria Predicts Future Fannie Insolvency

May 20, 2022
Dennis Hollier
According to the former FHFA chief, given the state of the mortgage and equity markets, Fannie Mae won’t survive another round of home price depreciation.
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Sandra Thompson Talks PSPAs, GSE Pricing and Servicer Eligibility

May 20, 2022
Dennis Hollier
FHFA and Treasury haven’t discussed how to make the 2021 changes to the PSPAs permanent or whether to ease the capital requirements for the GSEs.
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Stakeholders Seek Transparency on New Credit Score Model

May 20, 2022
Dennis Hollier
Trade groups are resigned to whatever model FHFA chooses, but they need data on how it performs compared to FICO to set up their own systems and procedures.
Read More

Freddie Set to Launch ADU Initiative

May 20, 2022
Dennis Hollier
Donna Corley, Freddie’s head of single-family, said borrowers will soon be able to use the Choice Renovation product to finance the construction of accessory dwelling units and count the rent toward income.
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Fannie Tempts Innovators With a $5 Million Plum

May 20, 2022
Dennis Hollier
Hundreds of organizations and individuals will compete for seed money to support their plans to advance equity in housing.
Read More

FHFA Joins Network for Greening the Financial System

May 20, 2022
Dennis Hollier
The regulator of Fannie Mae and Freddie Mac is now a member of an organization that says climate change poses a serious risk to the financial system.
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Fannie, Freddie Beef Up Duty-to-Serve Plans

May 6, 2022
Dennis Hollier
Fannie and Freddie addressed FHFA complaints by adding more rigorous and measurable goals to their plans to improve liquidity in underserved mortgage markets.
Read More
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