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Home » Topics » Inside The GSEs » Policies & Programs

Policies & Programs
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GSEs Standardize Appraisal Complaint Process

May 3, 2024
Dennis Hollier
FHFA and HUD have teamed up to initiate a formal request for reconsideration of value for borrowers and sellers who believe their appraised value is undocumented or biased.
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Freddie Doubles Down on Attorney Opinion Letters

May 3, 2024
Dennis Hollier
In an effort to reduce closing costs for low-income and first-time homebuyers, Freddie will now allow lenders to replace title insurance with attorney opinion letters in all but one state.
Read More

Enterprises Clarify Definition of First-Generation Homebuyer

May 3, 2024
Dennis Hollier
Fannie Mae and Freddie Mac take a step toward addressing the racial and ethnic gap in intergenerational wealth.
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Final Rule Codifies GSEs’ Fair Lending Responsibilities

May 3, 2024
Dennis Hollier
A new rule from FHFA has enshrined fair lending requirements of the GSEs, including the treatment of their equitable housing finance plans.
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Strong Reactions to Freddie’s Plan for Second Mortgages

April 19, 2024
Dennis Hollier
A proposal from Freddie Mac to acquire second liens prompted immediate reactions. The GSE rebuts claims that its plan represents “mission creep” or that it would interfere with the existing securitization market for closed-end seconds.
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Thompson Spars With Republicans at Hearing

April 19, 2024
Dennis Hollier
Republicans on the Senate Banking Committee confronted FHFA Director Sandra Thompson about title insurance waivers and DPA “slush funds” at the GSEs.
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GSEs Clarify Treatment of Buyer’s Agent Commissions

April 19, 2024
Dennis Hollier
Fannie and Freddie find a way to deal with the NAR settlement without changing the rules.
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Freddie Data Highlights Climate Risk for Housing

April 19, 2024
Dennis Hollier
Climate change has people on the move, but they seem to be immigrating to exactly the wrong places.
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Stakeholders Respond to GAO’s FHLB Report

April 19, 2024
Dennis Hollier
The GAO’s fact-filled, even-handed review of the FHLBanks’ role in last spring’s regional banking crisis has been used to justify arguments by both critics and supporters of the banks.
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Fannie, Freddie CRT Activity Starting to Pick Up

April 19, 2024
Dennis Hollier
Despite an uptick in CRT issuance, high costs continue to drive more risk retention at Fannie Mae and Freddie Mac.
Read More
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