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Policies & Programs
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GSEs Provide Details on New Multifamily Tenant Protections

September 6, 2024
Dennis Hollier
Landlords who repeatedly fail to provide tenants the new enterprise protections could be subject to a 0.20% penalty on their original loan amount or even a default.
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Freddie to Sell $233 Million in NPLs

September 6, 2024
Dennis Hollier
The mortgage giant announced a non-performing loan sale and the results of its latest STACR tender offer.
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Fannie Expands Eligibility for Green MBS Program

September 6, 2024
Dennis Hollier
Lenders will soon be able to deliver their own green MBS into Fannie’s green MBS program. Currently, only whole loans are accepted.
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FHLBank Profits Decline in the Second Quarter

August 23, 2024
Dennis Hollier
All but one of the regional banks experienced a sequential decline in net income, but most reported an increase in voluntary contributions to mission-related activities. (Includes data table.)
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Updated PMIERs Not Expected to Impact Insurers

August 23, 2024
Dennis Hollier
Even with the implementation of new asset haircuts and other restrictions into the private mortgage insurance eligibility requirements framework, GSE-approved insurers say they will still have large available asset buffers.
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GSEs' 2025-2027 Housing Goals Reflect Market Realities

August 23, 2024
Dennis Hollier
FHFA’s proposed rule responds to market trends that have made it difficult for the GSEs to meet their benchmark goals.
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Freddie Updates Seller Guides

August 23, 2024
Dennis Hollier
Freddie Mac bulletins clarify how single-family sellers should deal with self-employed income and the types of public records searches required for multifamily sellers.
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FHFA’s IT Network Not Safe From Internal Threats

August 23, 2024
Dennis Hollier
OIG auditors were able to access the IT accounts of 179 agency employees, including one “privileged user,” who were still using the default passwords to protect their computers and accounts.
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OIG: FHFA Should Learn From 2023 Banking Crisis

August 23, 2024
Dennis Hollier
The FHFA watchdog said the Division of Home Loan Bank Regulation should provide more explicit guidance on how the FHLBanks coordinate with other regulators.
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FHLBanks Urged to Spend More on Affordable Housing

August 9, 2024
Dennis Hollier
Senate Democrats note that FHLBank Boston CEO Timothy Barrett received $3.1 million in compensation last year while the bank contributed just $2 million to its affordable housing program.
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