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Home » Topics » Inside The GSEs » Regulation

Regulation
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Lenders Anxious as Credit Score Changes Loom

November 1, 2024
Dennis Hollier
The far-reaching impacts of shifting from Classic FICO to a combination of FICO 10 T and VantageScore 4.0 have lenders worried about customer relations and fair lending problems.
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Lenders, Advocacy Groups Disagree on GSE Housing Goals

November 1, 2024
Dennis Hollier
Housing advocates say weaker goals don’t give the GSEs enough incentive to support underserved communities; lenders say they give needed leeway when markets are unpredictable.
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FHLB San Francisco Expands Access for CDFIs

November 1, 2024
Dennis Hollier
The FHLBank is extending the terms and reducing the haircut on collateral pledged by non-depository CDFIs and state-chartered HFAs (which technically aren’t even members).
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FHFA Eases Access to FHLB Affordable Housing Grants

November 1, 2024
Dennis Hollier
A new advisory bulletin streamlines the application process for an affordable housing subsidy and makes the rules more compatible with those of other affordable housing funders.
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GSEs Update Timeline for Uniform Appraisal Dataset

November 1, 2024
Dennis Hollier
Fannie Mae and Freddie Mac have put specific dates on some of the key steps in the shift from UAD 2.6 to UAD 3.6.
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Nonbanks Found to Lower Costs on GSE Mortgages

November 1, 2024
Dennis Hollier
Researchers find that the highest and lowest rates on GSE mortgages are charged by large banks and fintechs, respectively.
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Debate Persists Over Role of FHLBank in Housing Market

October 24, 2024
Dennis Hollier
Affordable housing and community development advocates say taxpayers aren’t getting enough for the government subsidy of the FHLBanks. The FHLBanks say critics misunderstand their federal support.
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FHLBanks React to Treasury Threats on Affordable Housing

October 18, 2024
Dennis Hollier
The Council of Federal Home Loan Banks said Treasury’s proposal that the FHLBanks use their excess retained earnings to support affordable housing is asking them to operate on minimum capital levels.
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OIG Adds GSE Multifamily Risk to Concerns for FHFA

October 18, 2024
Dennis Hollier
The list of challenges facing FHFA include the GSEs’ multifamily business, the Office of Inspector General said in a new report.
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FHFA Re-Proposes Rule on Suspended Counterparty Program

October 4, 2024
Dennis Hollier
Industry players had raised concerns that the original proposal would have been too broad and included misconduct that didn’t affect safety and soundness.
Read More
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