AmeriHome Mortgage, one of just two banks among the top 10 GSE sellers in the third quarter, was also the only top 10 seller with a sequential increase in deliveries. (Includes two data tables.)

Guide updates mean lenders no longer need to use specific methods for verifying the employment of borrowers in most cases.

A new study by UI housing researchers shows that VantageScore 4.0 and FICO 10T significantly outperform Classic FICO. 10T also outperforms VS4, but by a much smaller margin.

Fannie reshuffled the rental income section of its seller guide in response to lender complaints that the guidance was too complex.

Selling guide changes at the GSEs should make it easier for some borrowers to qualify for mortgages.

Despite a modest increase in volume in the second quarter, large independent mortgage lenders saw their market share fall to its lowest level since the fourth quarter of 2024. (Includes two data tables.)

The business assets of a related person are now an eligible source of gifts. However, the donor still cannot be the builder or another interested party.

Naa Awaa Tagoe lands at Scotiabank; Fannie completes RPL sale; FHLBank Office of Finance names new directors.

More than two-thirds of the largest GSE sellers saw a sequential decline in deliveries in May, with refi business slowing. But overall volume for the first five months of the year was up 35.7%. (Includes two data tables.)

A 50% cap on debt-to-income ratio within Fannie Mae’s Desktop Underwriter acts as an extra-regulatory limit on credit availability, according to researchers at the Federal Reserve Bank of St. Louis.