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Inside The GSEs
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The FHFA Tally on GSE NPL Sales: 12 Percent of the Loans Wind Up in Foreclosure

July 1, 2016
Carisa Chappell
The FHFA promises it will provide regular updates on NPL sales going forward…
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A Historic Shift? Nonbanks Closing in on 50% Share of New Originations

June 30, 2016
John Bancroft
Thanks to the megabanks turning “Chicken Little” on mortgages, the nonbanks have gained market share…
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Freddie to Sell Modified Payment-Option ARMs in New ‘Structured Sale’ Pilot

June 30, 2016
Brandon Ivey
The payment-option ARMs at the center of this pilot program currently are out for bid.
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Short Takes: MI Sector Begins to Bounce / A GSE Price Cut, Not an FHA One? / Another Ginnie Mae Summit? / Arch Issues Report on Housing Price Risk / Phoenix Out with New Flow MSR Deals

June 30, 2016
Paul Muolo
MI firms are seeing an improvement in their stock prices of late...
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FHFA Examiners Worry About Inability of GSEs to Build Capital; Risk-Transfer Costs a Concern Too

June 29, 2016
Carisa Chappell
FHFA examiners suggest that eventually Fannie and Freddie could have a negative net worth position once the capital buffer falls to zero…
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Mortgage Complaints Held Steady in Third Place in May

June 29, 2016
Thomas Ressler
Ocwen experienced the greatest percentage decrease in average monthly complaint volume from the first quarter of 2015 to 1Q16. Then again, Ocwen's servicing portfolio has been shrinking.
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Commercial Banks Report Uptick in Mortgage Repurchases

June 29, 2016
John Bancroft
Fifth Third Bank ranked second in repurchases in the call-report data with $93.9 million…
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Short Takes: Walter Extends ‘Poison Pill’ Plan / What? / Large Positions in a Money-Losing Company / Why Mortgage Applications Fell, an Explanation / Nice Increases for Prosperity Mortgage

June 29, 2016
Paul Muolo
Among those reporting higher application volume is Prosperity Mortgage, the residential lending arm of realty giant Long & Foster...
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FHFA Eager to Expand ‘Credit Risk Transfer’ Deals, Launches New Comment Period

June 29, 2016
Paul Muolo and Carisa Chappell
FHFA officials said they favor transactions that are repeatable and scalable.
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Subservicing Keeps Growing as Regulatory Headaches Force MSR Owners to Cut Costs and Outsource

June 28, 2016
Paul Muolo
Subservicing firms now process roughly 16.3 percent of all home mortgages in the U.S., the highest reading since Inside Mortgage Finance began publishing these data two years ago.
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Latest Imf News

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Featured Data

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Featured Reports

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