The 4,710 small mortgage lenders wouldn’t have to report new data points sought by the Consumer Financial Protection Bureau for originations in 2018 and beyond, according to an analysis by Inside the CFPB.

Proposed changes to the Home Mortgage Disclosure Act have become a key flashpoint of controversy in the advancing effort to reform the Dodd-Frank Act. The Senate last week passed legislation that would exempt depository institutions that have relatively small mortgage operations from new HMDA disclosure requirements – and some existing ones – that were mandated by the Consumer Financial Protection Bureau. The expanded HMDA reporting regime is taking effect for mortgage (include one data chart) ...

Rising rates bolstered servicing values late in the year, but reduced production results…

The Urban Institute believes Fannie and Freddie could be wound down within five years and be replaced by new entities with no government backstop…

UWM’s Mat Ishbia: “Through January and February, we did $5.1 billion with brokers and we expect these numbers to continue to grow…”

After reporting a $44.9 million loss for the fourth quarter, Impac’s share price fell to a new 52-week low...

Hensarling is chairman of the House Financial Services Committee, which means any Fannie Mae/Freddie Mac reform bill must first go through his panel, whether he’s the author or not.

The fastest-growing program continued to be Ginnie Mae MBS, which shot up 8.2 percent for the year…

Fannie Mae and Freddie Mac both saw significant declines in the volume of defective loans that sellers had to repurchase from mortgage-backed securities pools last year, according to a new Inside The GSEs analysis. Mortgage sellers in 2017 repurchased – or made other indemnifications for defects – for just $973.5 million of single-family loans from Fannie and Freddie MBS. It was the lowest annual total since the two GSEs began filing quarterly repurchase disclosures with the Securities and Exchange Commission back in 2012. Buyback volume fell 11.6 percent from the 2016 total, including an 11.4 percent drop from the third to the fourth quarter of last year.

Most experts agree that passing housing-finance reform legislation in 2018 now looks improbable, leaving the immediate future of Fannie Mae and Freddie Mac in the hands of the Treasury Department and the Federal Housing Finance Agency. Researchers at the Urban Institute say that if legislation remains stalled, the two GSEs could be placed into receivership and reconstituted. Laurie Goodman, director of UI’s Housing Finance Policy Center, said Fannie and Freddie could be wound down within five years, under the Housing and Economic Recovery Act, and be replaced by new entities with no government backstop. She noted that this scenario would leave the fate of government support for the GSEs’ legacy mortgage-backed securities unclear.