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Inside The GSEs
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Reforming GSEs Without Ending the Conservatorships

February 28, 2025
Dennis Hollier
A 2021 SCOTUS decision made FHFA just another agency of the executive branch. That means Trump can meddle with any GSE policies and programs he chooses.
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Calabria Reunites With Trump Admin in New Role

February 28, 2025
Dennis Hollier
The Trump administration’s decision to hire the libertarian housing official is a net positive for GSE reform, according to an analyst.
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Senate Dems Question HUD Role in GSE Reform

February 28, 2025
Dennis Hollier
Senate Banking Committee members seek clarity over HUD Secretary Scott Turner’s statement that he would lead the process of ending the conservatorships of Fannie Mae and Freddie Mac.
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Freddie Updates Servicing Transfer Procedures

February 28, 2025
Dennis Hollier
Updates will automate parts of the voluntary partial-cancellation process that are currently manual. This tool will be available through Freddie’s Gateway portal.
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Freddie Downplays ‘Data Breach’

February 28, 2025
Dennis Hollier
The enterprise mistakenly sent the personal information of a handful of borrowers to one of its third-party providers. Normally, these files are anonymized.
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GSEs: Stable Profits in Tough Times

February 14, 2025
Dennis Hollier
The sign of a good business model is one that makes profits in good times and bad. Fannie and Freddie have shown strong profits throughout the post-pandemic downturn. (Includes data table.)
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Experts Urge Caution on GSE Reform

February 14, 2025
Dennis Hollier
Rejiggering the Rube Goldberg machine of housing finance will require careful thought and timing. Unless Trump does it with an executive order.
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Fair Isaac Says GSE Reform Will Have No Impact on FICO

February 14, 2025
Dennis Hollier
Fair Isaac Corp. CEO William Lansing asserted that FICO is the best tool for assessing credit risk, and he doesn’t see that changing whether the government is more or less involved in the GSEs.
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GSEs Yield to Trump’s Anti-DEI Directive

February 14, 2025
Dennis Hollier
FHFA removed reference to DEI on the GSE scorecard. Are SPCPs next on the chopping block?
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Housing Advocates Grade the GSEs’ Duty-to-Serve Plans

February 14, 2025
Dennis Hollier
A coalition of the leading affordable housing organizations in America gave Fannie Mae a C minus for its duty-to-serve plan. Freddie Mac got a B minus.
Read More
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