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Inside The GSEs
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Pulte Explains Actions, Details FHFA Priorities

May 9, 2025
Dennis Hollier
FHFA Director Bill Pulte made some media appearances recently, explaining some of the actions he’s taking and detailing priorities involving the GSEs and Federal Home Loan Banks.
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What’s Blocking Recap and Release of the GSEs?

May 9, 2025
Dennis Hollier
Critics say capital is not necessarily the main impediment to ending the conservatorship. A bigger problem is the lack of planning on what the GSEs should look like after they exit.
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Freddie Incentivizes Better Data Hygiene for Servicers

May 9, 2025
Dennis Hollier
Servicers can get a head start on data reconciliation by taking advantage of a waiver of compensatory fees for servicing data requests.
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GAO Identifies ‘Significant Deficiency’ in FHFA Accounting

May 9, 2025
Dennis Hollier
Poor internal controls at FHFA failed to prevent or correct errors totaling almost $4 million, according to the Government Accountability Office. The solution: better communication between accounting and other business units.
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Fannie Pushes Income Calculator for Rep Relief

May 9, 2025
Dennis Hollier
Mortgage professionals can use a free online tool from Fannie to get more accurate income calculations and benefit from rep and warrant relief for the loans they sell to the GSE.
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GSE Roundup

May 9, 2025
Dennis Hollier
New Fannie exec; another tender offer; OIG fraud investigation; Fannie board member buys stock.
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Bill Ackman Details Quick Way to End GSEs’ Conservatorship

April 25, 2025
Dennis Hollier
Like most GSE reform plans, the hedge funder’s plan to privatize Fannie and Freddie starts with Treasury writing down its senior preferred shares and FHFA sharply reducing the capital requirements for the GSEs.
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Trump Foe James Accused of Mortgage Fraud by Pulte

April 25, 2025
Dennis Hollier
FHFA’s director alleges that New York State Attorney General Letitia James lied on mortgage applications in order to qualify for GSE loans.
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Trade Groups Look for New Ways to Push Their Agendas

April 25, 2025
Dennis Hollier
NAMB has urged FHFA to end the GSEs’ use of LLPAs targeting second homes and investment properties and to lower the AMI threshold for borrowers to qualify for affordable housing programs.
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LLPAs on Second Homes Didn’t Work as Planned

April 25, 2025
Dennis Hollier
CFPB researchers determined that, although loans for second homes declined after FHFA imposed steep fees on those loan types, the expected increase in primary-residence loans never materialized.
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