FHFA May Soon Choose Between FICO and VantageScore March 11, 2022 Dennis Hollier Also on the table: Will there be just one credit score model, or will lenders be able to select from multiple options?Read More
Fannie Researchers Say GSE Tweaks Not the Answer to Affordability March 11, 2022 Brandon Ivey Fannie economists demonstrate that mortgage expenses only account for about 30% of homeownership costs, with g-fees accounting for just a small fraction of that.Read More
FHFA Reproposes Eligibility Standards for GSE Seller/Servicers February 25, 2022 Dennis Hollier The new requirements would distinguish between large and small servicers and whether that servicing covers GSE loans or Ginnie Mae loans.Read More
Seven-Quarter Decline in Outstanding FHLB Advances Ends February 25, 2022 Dennis Hollier Outstanding Federal Home Loan Bank advances ticked up at the end of 2021, halting a nearly two-year decline. (Includes two data charts.)Read More
Federal Court of Appeals Dismisses Leading Shareholder Lawsuits February 25, 2022 Dennis Hollier The ruling makes it unlikely GSE shareholders will ever receive compensation for the value they lost through the net worth sweep.Read More
Multifamily Earnings: Fannie’s Up; Freddie Holds Steady February 25, 2022 Dennis Hollier Credit-related income boosts profits at Fannie Mae; fair value losses at Freddie Mac keep net income growth in check.Read More
Treasury Doubles Estimate on Fannie/Freddie Value February 25, 2022 Dennis Hollier Unexplained fair market gains bolster Treasury’s stake in the GSEs by more than 100%.Read More
Freddie to Further Streamline Income Assessment February 25, 2022 Dennis Hollier The enterprise’s suite of services will soon include the capability to use direct deposit data to assess borrower income.Read More
FHFA Advisory Bulletin on Insider Trading February 25, 2022 Dennis Hollier The enterprises should have procedures supervising “covered parties,” up to and including monitoring their brokerage accounts.Read More
Fannie, Freddie Announce Servicer Awards for 2021 February 25, 2022 Dennis Hollier Many of the largest mortgage servicing companies were left off the podium in the annual awards programs of Fannie and Freddie.Read More