Automated payroll deposits and timely payment of utilities and cell phone bills are about to enter the mortgage underwriting process.

Freddie's latest NPL deal includes both guaranteed and unguaranteed tranches.

FHFA applies a capital treatment to banks that differs from those used by federal banking regulators. The differences could limit banks’ ability to access Federal Home Loan Bank advances.

Freddie’s underwriting will include a review of a borrower’s bank account data to identify a history of positive monthly cash flow activity.

If FHFA allows the GSEs to accept multiple credit scores, economists worry similar scores won’t indicate the same level of credit risk.

FHFA must monitor model risk, people risk and resiliency risk at regulated entities, in particular at Fannie Mae and Freddie Mac.

FHFA should address the fees charged by Intercontinental Exchange for use of the firm’s loan origination system, according to the CHLA.

Funding for affordable housing and community investment programs declined across the board as the FHLBanks’ profits waned in 2021.

Work involving climate change and financial technology found mention in the FHFA report.

FHFA has allowed for expanded use of forward commitments to facilitate the development of more affordable housing.