During the third quarter, the top 25 lenders accounted for 58.3 percent of total originations.

Mortgage production ran into a seasonal buzz-kill and stiffer headwinds from interest rates during the third quarter of 2015, leading to a modest decline in volume, according to a new InsideMortgage Finance market analysis and ranking. An estimated $455.0 billion of single-family first-lien mortgages were originated during the third quarter, down 7.1 percent from the second quarter of 2015. But on a year-to-date basis, total originations were up 42.9 percent from the first nine months of last year. In fact, at $1.350 trillion, production through the end of September had already topped last year’s $1.300 trillion. A lot of this year’s increase came...[Includes two data tables]

There is widespread agreement that any substantive legislative remedy for the conservatorship of Fannie Mae and Freddie Mac won’t begin to happen until after the 2016 elections – if then – but lawmakers on Capitol Hill may manage to push through some minor adjustments in this Congress. The most likely legislation to pass would have an impact on just two individuals, the CEOs of Fannie and Freddie, who received sizable pay hikes early this year. In the Senate, S. 2036, the Equity in Government Compensation Act of 2015 would require the Federal Housing Finance Agency to suspend those compensation packages and roll them back to $600,000, their previous level. The bill was co-sponsored...

Of the 21,100 complaints submitted by consumers in the region, 27 percent have been related to mortgages.

Although the FHFA received more than 1,300 comments on proposed changes to its membership rules, it has yet to issue a final regulation.

The privately held Guild Mortgage, San Diego, said it funded $10.7 billion in home mortgages through the first nine months of 2015...

The privately held Quicken Loans was also the biggest originator of government-insured loans, accounting for 5.7 percent of the sector.

For all of 2015 Radian predicts that it will pay $700 million in net claims, but next year that figure could fall to as low as $400 million.

Meanwhile, the volume of securitized retail loans was down 3.6 percent from the second quarter.

Its captive insurance affiliate, CYS Insurance Services, became a member in the FHLB of Cincinnati in March of this year.